Protect Your Next Adventure With World Nomads Travel Insurance
Simple and flexible travel insurance. Buy at home or while traveling and claim online from anywhere in the world.
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Why choose World Nomads Travel Insurance?
While planning your next adventure, it's a good idea to consider travel insurance for any unexpected travel mishaps.
World Nomads travel insurance has been designed by travelers, for travelers. We have travel insurance plans for every type of traveler whether you’re going on a single trip, need only the basics with our Standard plan, want a little bit extra cover on our Explorer plan, or need cover for a number of trips across 12 months on our Annual Multi Trip plan.
Coverage and plan availability will depend on your country of residence.
Key benefits of World Nomads Travel Insurance:
- 24/7 Emergency Medical Assistance: Help is always available, no matter where you are.
- Overseas medical coverage: We can help cover your hospital bills, doctor visits, emergency medical evacuation or repatriation back home if required.
- Trip cancellation or interruption: We offer cover for reimbursement of your unused trip costs if your plans suddenly change due to a last-minute cancellation or a trip interruption.
- Lost or stolen luggage: Cover for your personal belongings and valuable gear when they go missing or are stolen.
- 150+ adventure activities, sports and experiences: You could be covered for snow sports, water sports, bungee jumping, scuba diving, trekking, and many more.
Even if you run out of travel insurance or leave without it, World Nomads can cover you. We don't just keep you and your family protected, with us, you'll travel smarter and safer.
How does World Nomads Travel Insurance work?
- Purchase before or during your trip: Get coverage at any stage of your travels.
- No long-term commitment: Buy coverage for just the duration of your trip.
- Claim online: Fast claim processes, even while you're abroad.
- Learn how to prepare for your trip with Travel Wiser. Get travel tips and download guides in Explore. Read the latest travel alerts, or get the answers to common questions in our Help Centre.
A true claim story
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover more than 150 activities you love + more
Here are several activities under each category that World Nomads love to do:
Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Snow
- Bobsledding
- Ice Hockey
- Ice Skating
- Kite Wing
- Skiing
- Snowboarding
- Snow kiting
- Snowmobiling
- Tobogganing
Water
- Canoeing
- Kayaking
- Paddle Boarding
- Sailing
- Scuba Diving
- Snorkelling
- Surfing
- Tubing
- Windsurfing
Air
- Aerial Safari
- Ballooning
- Bungee Jumping
- Hang Gliding
- High Diving
- Hot Air Ballooning
- Passenger in a commercial aircraft
- Skydiving
- Tandem Skydiving
- Zip Line
Land
- Bushwalking
- Camel Riding
- Camping
- Caving
- Hiking
- Orienteering
- Motorbiking
- Mountain Biking
- Trekking
Sports
- Baseball
- Basketball
- Cricket
- Fencing
- Go Karting
- Golf
- Hockey
- Tennis
- Ultimate frisbee
- Volleyball
Experiences
- Childcare work
- General farm work
- Hospitality
- Restaurant
- Teaching
- Fruit Picking
- Admin work
- Office work
- WWOOFing
Safeguard your gear and belongings
Traveling for work and leisure with expensive equipment? World Nomads may offer coverage for your gadgets, cameras, laptops, and other valuables. If your belongings are lost, stolen, or damaged, we may cover lost, stolen or damaged belongings so you can keep your travels on track.
Plan your holiday for those unexpected mishaps
From trip delays and natural disasters to medical emergencies and adventure activity and sports accidents, things can go wrong on the road. World Nomads travel insurance helps you stay financially protected from unexpected travel disruptions.
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFrequently asked questions
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What is travel insurance and why do I need to consider it?
Travel insurance is designed to protect you from financial losses you could incur prior to or while traveling. The cost of travel insurance will depend on a range of factors; some of these include:
- Your age
- The length of trip
- Your chosen destination(s)
- Number and age of travelers
- Activities you may have planned, such as snow sports
World Nomads travel insurance can help protect your next trip when you’re getting ready to explore the world. Get a quick online quote in just minutes!
Learn more about travel insurance and what you should be aware of before you purchase.
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What does World Nomads travel insurance cover?
World Nomads offers travel insurance plans tailored to meet the diverse needs of our global travellers. Depending on your country of residence and the plan that you have selected, you could be covered for:
- Overseas medical expenses
- Lost or stolen baggage
- Personal belongings
- Trip cancellations
- Coronavirus-related events
- Over 150 activities, sports and experiences
- Natural disasters
Are there any exclusions or limitations to travel insurance coverage?
As much as we would love to cover every single unexpected event or unforeseen scenario that happens when traveling, unfortunately we cannot do that. World Nomads has specific terms and conditions, exclusions and limitations clearly stated in all our policy wordings. Here are just some of the main exclusions to be aware of:
- Overseas medical expenses: Travel insurance offers cover for overseas dental and medical expenses, but terms and conditions apply depending on your country of residence and plan selected.
- Travel warnings: If you travel to a destination with a 'Do not travel' warning from your home country’s government body, you won't be covered.
- Existing medical conditions: Existing medical conditions may not be covered unless specifically stated as covered in the policy wording.
- Adventure activities: There are specific exclusions, limitations and conditions for many of our activities and sports.
- Change of mind: Simply changing your mind or reluctance to travel isn't covered.
- Unlawful acts: Any losses arising from unlawful or dishonest acts won't be covered.
Always refer to the specific terms, conditions, limitations and exclusions of your policy wording to understand the full scope of coverage. Always ensure you buy the right policy that aligns with your travel plans and needs. If you need more information visit our Help Centre, or get in touch.
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Can I buy or extend with World Nomads travel insurance while overseas?
With a World Nomads policy, you can buy cover anytime, anywhere. Plus, if you decide to stay longer somewhere, we are happy to extend your policy if it's done before the end date shown on your Certificate of Insurance. If you buy a policy while traveling overseas, there may be a waiting period before your cover is activated. Learn more about buying while traveling here.
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Does World Nomads cover adventure activities?
Yes, with World Nomads travel insurance you have access to 150+ activities, including trekking, skiing, rock climbing, scuba diving and more. Please be aware that there are specific terms, conditions, and exclusions when selecting certain activities and sports. Always read your policy wording carefully.
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How do I file a claim?
Making a claim is a straightforward process designed to assist you during unforeseen circumstances while travelling. Here’s a step-by-step guide:
- Report the incident: Contact us as soon as possible after the incident occurs. Provide details about what happened and gather any necessary documentation, like police reports or medical records.
- Sign in: Sign into your World Nomads membership. Use the links to 'Make a claim' once signed into your membership dashboard.
- Submit documents: Depending on your claim type, you may need to submit documents such as medical bills, receipts for additional expenses, or proof of trip interruption or cancellation.
- Follow up: Stay in touch with us and provide any additional information we may request promptly. This will help expedite the claims process.
- Review your policy: Familiarise yourself with your policy's terms, conditions, limitations and exclusions to understand what's covered.
Remember, the sooner you initiate the claim and provide all required documentation, the quicker your claim will be processed. Always keep your policy details and emergency contact numbers handy when travelling.
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Can I cancel my travel insurance policy and receive a refund?
World Nomads offers trip cancellation coverage for unforeseen events but it will depend on your country of residence and the type of travel insurance plan you’ve chosen. If you have to cancel your trip for a covered reason, our travel plans may help save you money and time, but if you don’t have insurance, you could be paying for a trip you were unable to take and experience many more headaches.
If you decide that you don’t want to travel or can’t travel due to unforeseen events, you can cancel the policy up until the day before you start your trip, and a refund will be considered, provided:
- You haven’t started your trip;
- You haven’t made a claim; and
- You don’t want to make a claim or exercise any other right under the policy.
All you need to do is sign into your membership, choose your policy and follow the links to cancel before your policy Departure date. If you need to cancel, you may contact World Nomads.
Please note that on a single trip policy, we don't refund any unused portion of your premium if you return home early for any reason. On Annual Multi-Trip policies, you may request a refund for any unused period premium but refunds available will vary depending on your country of residence.
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Will travel insurance cover pre-existing medical conditions?
World Nomads does not offer cover for medical conditions which exist before you buy or extend your policy. However, there are over 40 medical conditions that we may offer cover for depending on your country of residence. In some cases, some pre-existing medical conditions which exist at the time you buy your policy and where you meet specific requirements may be automatically covered.
Carefully consider your medical history, as well as the health of your close relatives, others in your traveling party and anyone else, as your and their conditions (past or present) may affect your trip and travel insurance cover. Terms, conditions, and exclusions apply. You can always reach out and contact us if you have any questions.
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Am I covered for countries other than the ones I list on my policy?
To make sure you’re covered for all the countries you’re planning on travelling to you must select them all when you purchase your travel insurance with World Nomads.
If you’ve already started travelling and are considering a side trip to a country other than those you specified, there are a few things you should know.
When you get a quote, you need to select the countries you plan to visit, as you won't be able to add any countries after you have purchased a policy. If you try to add a country that we don’t cover (e.g. Iraq, North Korea, Sudan), you won’t be able to continue with your quote. If you choose certain regions like ‘Asia’ or ‘Worldwide’, rather than individual countries, please note there may still be some countries excluded from coverage; for example, due to sanction exclusions in the policy wording.
‘Do Not Travel’ government travel warnings can be issued or changed without notice at any time, so always check the status with your relevant government body before you buy a policy and before you pay anything towards your trip, either deposits or the full amount.
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How can I contact customer support for assistance with my travel insurance policy?
If you're travelling overseas and need assistance with a claim, an emergency or need to ask us a question about coverage for your policy, reaching out to World Nomads is easy. Our experienced emergency assistance case managers and friendly claims and customer service staff will be there to aid you 24 hours a day, 365 days a year.
All you need to do is get in touch with us as soon as you have experienced an emergency. We have all the contact details below, whether it's over the phone, SMS or email.
Find the right Emergency Medical Assistance team:
Insure your trip in three easy steps
Travel insurance for independent travelers and their families. Simple, flexible trip insurance for international or domestic travel. Buy and claim online from anywhere in the world.
Start your quote
Tell us your travel details including where, when and who is traveling. Make sure to add all destinations and include travel dates from the day you leave, to the day you return.
Choose a plan
Select the activities and benefits that you'll need for you, your partner or your family.
Finalize your purchase
Once you’ve purchased, we’ll send your policy details to your chosen email, or you can access it via your account.
Before your trip, check the latest government advice for any travel alerts for your destination.