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Travel Insurance for Trip Delays

What happens if I hit a scheduling snag?

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You’ve been buzzing about your trip to Bali for weeks. Cozzies and sunscreen are packed, and your boarding pass is in-hand. But just as you’re about to board, your flight is delayed because there’s a volcanic ash cloud shrouding the island. While trip delays like these are a buzz kill, travel insurance with World Nomads may help ease the stress.

Does World Nomads offer cover for trip delays?

Whether it’s your flight or your cruise, there’s more than one way to be caught off guard by a trip delay when you’re on holiday. If your trip gets delayed by the minimum time listed in your policy, you may be covered for accommodation, meals, local transportation, and other basic expenses that you’ve had to incur as a result of the trip delay.

In order to qualify for this benefit, your travels must have been delayed by a reason listed as covered under the policy.

Travel insurance tip: Be sure to keep a copy of all of your receipts so that you can submit them with your claim. If the travel delay happened on commercial transportation, you’ll need to file a claim with your carrier before asking for reimbursement under your travel insurance.

A World Nomads travel insurance policy also provides access to the 24/7 Emergency Assistance team, ready to help if you need to claim.

Get a travel insurance quote from World Nomads today.

Can I claim for trip delays?

If your trip delay meets the conditions outlined in your policy, you may be able to file a claim for things like:

  • Basic expenses that you had to pay for because of the delay. Terms and conditions, exclusions and limitations apply.
  • Any non-refundable, pre-paid portions of your trip that you’ve had to forfeit because of the delay (such as a hotel night or a tour).

To file a claim you’ll need to:

  • Retain all documentation from your airline, transport, and/or tour provider detailing the cause and duration of the delay
  • All receipts and documentation for expenses you incur
  • And any other relevant documents for your claim

What is not covered under trip delays?

Travel insurance is designed to help when your trip is affected by the unexpected, but not all delays qualify for coverage. Some examples of when you’re not covered include:

  • Delays that are less than the minimum amount of time specified in your policy
  • Delays caused by expected events
  • Costs that are unnecessary or extravagant
  • Expenses that are covered by your common carrier.

It’s important to read over your Product Disclosure Statement (PDS) carefully, and always check the terms and conditions of your policy for full details what is and isn’t covered.

Need to know more?

When you get a travel insurance quote, you’ll be able to compare the coverage of each plan so you may determine the best travel insurance plan for your needs. If you’re unclear about anything at all, get in touch with us, and we’ll help explain it all.  

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000
Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital urgently?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital lickety-split

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for Australian residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Phone: +61 2 8263 0470 or Phone: +61 2 8292 1470 (reverse charges via an operator from anywhere in the world)

Contact the team