Hiking and Trekking Travel Insurance
Simple and flexible travel insurance to take you trekking around the world. Buy at home or while traveling and claim online from anywhere in the world.
- As featured in:
As featured in:
- Insurance designed by adventurers, for adventurers
- What does travel insurance cover for hiking?
- What's not covered?
- Top tips for your hiking adventures
Whether you’re hiking through a jungle or trekking through snow, World Nomads travel insurance may help if an unexpected event tries to derail your next hiking trip.
Insurance designed by adventurers, for adventurers
As passionate hikers ourselves, we’ve designed our plans to cover many types of hiking, from a lazy weekend stroll to the most intrepid trek. We offer coverage on some of the world’s most beautiful hikes and more than 180 other sports, activities and experiences for residents of Brazil. Want to test yourself on the famous Camino de Santiago in Spain? We've got you covered. How about through California's famed redwoods? Check! We cover hikes, treks, camping and backpacking under 3,000 meters.
What does travel insurance cover for hiking?
Whether you’re dusting off your boots for a few hours on the trail or going on a multi-day expedition to a far-flung corner of the globe, our policies may cover you for sudden and unforeseen events that could affect your travel plans.
World Nomads offers coverage (up to the policy limits) for:
- Emergency medical:if you fall and sprain your ankle while hiking and need medical attention, we offer emergency medical coverage so you can get the treatment you need.
- Emergency evacuation: your hiking adventure may be far away from medical facilities. With our coverage, you could get transported to the medical facility best for your care, subject to approval from our 24/7 Emergency Assistance Team. If your injuries are worse than first thought and local facilities aren’t adequate as assessed by our Emergency Assistance team, you could be repatriated back home. In the event of a life-threatening emergency, call the local emergency authorities first to receive immediate assistance, and then contact our partner Chubb Seguros.
- Baggage protection: If your bags were checked in with the airline and they took a detour of more than 12 hours to reach you, our baggage delayed benefit may reimburse the clothes and toiletries you needed to tide you over until you are reunited with your bag.
- Trip cancellation: if you need to cancel your trip due to an unforeseen event such as illness or injury, we may be able to reimburse your pre-paid, unused, nonrefundable expenses like flights, tours and accommodations.
What’s not covered?
There are also some things we don’t won’t cover. These include, but are not limited to:
- Hiking or climbing while under the influence of drugs or alcohol.
- Mountaineering, high altitude climbing or expeditions above 3,000 meters.
- Participation as an athlete in any professional sports.
- Working as a mountain guide or rock-climbing instructor or guide using ropes or specialist equipment.
- If you travel against medical advice.
- Any pre-existing medical condition unless otherwise expressly stated in your policy.
- Unattended baggage, sporting equipment or personal items.
- If traveling domestically, travel within 50 kilometers from your home.
This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.
Top tips for your hiking adventure
To make the most of your time on the trail, keep the following tips in mind:
- Be prepared: check the weather, check your equipment, and if you’re going guided, confirm that you’re using an accredited tour operator.
- Get hike fit: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. Be sure you are physically capable of it.
- Be responsible: Before you start your trek, make sure your chosen trek suits everyone’s experience level. Wear appropriate safety gear.
- Keep your receipts and paperwork: any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you intend to make a claim.
When you’re ready, head to our website to get a quote, and reach out if you have any questions. Happy trekking!
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip against unexpected cancellation.
- Explorer Plus: USD $1,500
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly died?
We’ve got your back.
Medical Expenses Overseas
Take the pain out of medical costs.
- Explorer Plus: USD $100,000
- Explorer Plan: USD $70,000
- Standard Plan: USD $30,000
Medical Expenses Overseas
- Rolled your ankle?
- Bedridden after a local delicacy?
- Struggling with altitude?
We’ve got your back.
Emergency Evacuation and Repatriation
Emergency medical transportation: we’ll get you to hospital or home quickly.
- Explorer Plus: USD $80,000
- Explorer Plan: USD $60,000
- Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Checked-in Baggage Loss
Covers the loss, theft or damage of your bags by a common carrier.
- Explorer Plus: USD $1,200
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Checked-in Baggage Loss
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Trip Cancellation or Interruption
- Baggage
- Emergency Medical Evacuation & Repatration
- 24 Hour Assistance Services
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Your World Nomads policy is provided through Chubb Seguros:
Phone: +1 212-315-1806 (from anywhere in the world)
Phone: 0800-591-1043 (from Brazil)
WhatsApp message: +54 911 3053-3959
FAQ
Here are our most frequently asked questions about overseas medical insurance. You can also ask our customer service team.
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How do I get to the medical centre if I’m injured while trekking?
If you can, contact our emergency assistance team to help arrange the care that you need. If you have no connectivity, then contact local authorities and have them call our assistance teams once you’re in safe hands.
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Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront.
Your World Nomads policy is provided through Chubb Seguros:
- Call the assistance team at Chubb. They're available 24 hours a day, 7 days a week:
- Phone: +1 (212) 315-1806 (from anywhere in the world)
- Phone: 0800-591-1043 (from Brazil); or
- Whatsapp message: +54 911 3053-3959
Before your trip, check the latest government advice for any travel alerts for your destination.