Mountain biking Travel Insurance
Whether you're an experienced mountain biker or a beginner, travel insurance can help you with any obstacles along the way.
- As featured in:
As featured in:
- What types of mountain biking adventures are covered?
- Choosing the right policy for you
- What's covered when you go mountain biking?
- What's not covered when mountain biking?
- World Nomads handy tips for your mountain biking adventures?
Nothing beats heading down a mountain or practicing cross country with your lunch in your backpack and your feet pedaling you toward new landscapes. Our nomads, especially those residing in Brazil, love mountain biking, which is why this activity is on our list of covered adventure activities. Before you head off into the great outdoors, read our tips to make the most of your travel insurance.
What types of mountain biking adventures are covered?
As long as you're not doing anything reckless, like riding without a helmet or under the influence of drugs or alcohol, World Nomads provides coverage for mountain biking, including on and off road, cross country, downhill and even snow biking.
Choosing the right policy for you
We offer three plans – Standard, Explorer, and Explorer Plus – each offering different coverage limits and sub-limits, and including different activities. In addition to mountain biking, our plans cover more than 180 adventure activities for our Brazilian nomads.
It's up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific plans. When you get a quote, you can compare our Standard, Explorer and Explorer Plus plans side by side and choose the one that best suits your needs. You can’t upgrade your policy after the purchase, so choose carefully.
Check out your policy wording and contact customer service if you have any questions.
What’s covered when you go mountain biking?
Occasional practice during the trip
We cover only the occasional practice of mountain biking on your holidays: when you plan to ride a bike or mountain bike for a few days and are not using a bicycle as your main mode of transportation during your travels.
If you’re injured or have an accident while biking
It’s not nice to think about it, but if you suffer an injury or accident on your ride, our emergency medical coverage may cover you for emergencies that require:
- Medical transfer
- Hospitalization
- Specialized care
- Prescribed medications
If you need medical treatment, it's essential that you get in touch with our Emergency Assistance team as soon as possible so we can assist you.
If you need to be evacuated or repatriated
You might be riding in a remote area, far from medical assistance, so our policies include coverage if your condition requires you to be evacuated to a medical facility or repatriated back home. Just remember you’ll need to get approval from our Emergency Assistance team before an evacuation can take place.
Emergency Assistance Team available 24/7
Having an emergency in a foreign country can be overwhelming but buying a World Nomads policy means you’ll have access to our 24/7 Emergency Assistance team. Our Emergency Assistance team can help with a range of services in whatever part of the world you're traveling, can speak multiple languages, and they're available 365 days a year.
Cancellation of your ride
If your ride is canceled or interrupted due to an unforeseen event like an illness or injury, you may be able to recover your nonrefundable, prepaid, unused travel expenses.
Delayed, damaged or lost luggage (including your bicycle)
If there's a delay of more than 12 hours in the arrival of your luggage, we can reimburse expenses for personal items such as clothing and toiletries. If you checked your bike in with your airline, and it's permanently lost or damaged by the airline, you may be entitled to a reimbursement to replace it, subject to depreciation and the limits listed in your policy.
What’s not covered when mountain biking?
While we can offer coverage for mountain biking, there are some things we don’t cover. These include, but are not limited to:
- No matter how safe you are, we won’t cover any mountain biking on the infamous Death Road – otherwise known as Yungas Road in Bolivia.
- Participation in a sport or activity not named in our list of covered activities or agreed by World Nomads.
- Participating in any activity or sport as a professional athlete.
- If you travel against medical advice.
- Any pre-existing medical condition unless otherwise expressly stated in your policy.
- Bicycles and other sporting equipment that are damaged while in use
World Nomads handy tips for your mountain biking adventures
- Make sure your bike is set up correctly before you ride – check the saddle, pedals, handlebars and tire pressure.
- Assess your physical condition, stretch before starting, and ensure you have adequate food and hydration for the route you plan to take.
- Put your safety first: only go riding with professional, qualified, licensed and reputable operators. If you don't, your coverage may be void. If something doesn't feel right, then don't go.
- Keep your body loose and springy and be prepared to stand up on the bike – doing this moves you with the bike and can help you avoid injury and accidents.
Need some inspiration for your next mountain biking adventure?
Start thinking about your next adventures by reading about experiences and tips from other nomads like you and don't forget to plan your Travel Insurance too. Get a quote online!
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip against unexpected cancellation.
- Explorer Plus: USD $1,500
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Medical Expenses Overseas
Take the pain out of medical costs.
- Explorer Plus: USD $100,000
- Explorer Plan: USD $70,000
- Standard Plan: USD $30,000
Medical Expenses Overseas
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation and Repatriation
Emergency medical transportation: we’ll get you to hospital or home quickly.
- Explorer Plus: USD $80,000
- Explorer Plan: USD $60,000
- Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Checked-in Baggage Loss
Covers the loss, theft or damage of your bags by a common carrier.
- Explorer Plus: USD $1,200
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Checked-in Baggage Loss
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Trip Cancellation or Interruption
- Baggage
- Emergency Medical Evacuation & Repatration
- 24 Hour Assistance Services
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Your World Nomads policy is provided through Chubb Seguros:
Phone: +1 212-315-1806 (from anywhere in the world)
Phone: 0800-591-1043 (from Brazil)
WhatsApp message: +54 911 3053-3959
Before your trip, check the latest government advice for any travel alerts for your destination.