Travel Insurance for Trip Cancellation
Learn what's covered if you have booked and paid for your trip and unexpectedly need to cancel.
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If your swimsuit is packed for your sunny vacation to California but suddenly you can’t go, travel insurance could help. You may be able to claim for your non-refundable costs of cancelling your trip (a 72-hour waiting period applies before coverage begins).
For Brazilian residents, all of World Nomads travel insurance plans include cancellation cover if you have an accident or get sick before you leave.
In addition, you may be covered for cancelling your trip if a close relative (your father, mother, spouse or child) is hurt or seriously ill (policy conditions apply).
What's covered?
If you’ve bought your travel insurance policy with World Nomads, you may be able to make a claim for your non-refundable cancellation costs. These include (but are not limited to):
- You experience an illness or personal accident that medical experts determine will prevent you from traveling.
- You, or your traveling companion or a close relative (spouse, parent or child) is hospitalized or dies.
- A judicial summons.
- If you are fired unfairly from your current job.
- If your house catches fire, explodes or suffers serious damage.
Note that if you transfer your trip to another person as a result of one of the covered events, the transfer expenses may be covered by this coverage, provided they do not exceed the cancellation expenses.
What’s not covered?
Travel insurance cancelation cover doesn’t include everything. This means you may not be covered if you cancel your trip due to:
- Changing your mind!
- Vaccination expenses.
- Accidents resulting from anything illegal or intentionally aggrivating your risk.
- Events that the insured is already aware of before purchasing the travel insurance policy
This is not a full list of what's covered and not covered. There are item limits and conditions that apply, so for more information read your policy carefully before you buy.
Be prepared if you need to claim for cancellation.
Depending on your claim, you'll need copies of:
- Receipts
- Itineraries
- Doctors/death certificates
- Medical history
- Written documentation from the travel provider of reason for cancellation and any refunds
Wife's accident cancels Kilimanjaro
I have to cancel my trip to Tanzania because my wife had an accident and she is waiting for a scan of her back. I should fly to Berlin tomorrow, then Bergen and day after to Africa. It is impossible now because she is alone in the house and I have to take her tomorrow to hospital for another scan. I paid 900 pounds for a Kilimanjaro Climb which is not refundable as it is too close to departure. I paid a deposit for a 3 day safari and had to cancel flights and my volunteer job.
S.K. Norwegian Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip against unexpected cancellation.
- Explorer Plus: USD $1,500
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Medical Expenses Overseas
Take the pain out of medical costs.
- Explorer Plus: USD $100,000
- Explorer Plan: USD $70,000
- Standard Plan: USD $30,000
Medical Expenses Overseas
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation and Repatriation
Emergency medical transportation: we’ll get you to hospital or home quickly.
- Explorer Plus: USD $80,000
- Explorer Plan: USD $60,000
- Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Checked-in Baggage Loss
Covers the loss, theft or damage of your bags by a common carrier.
- Explorer Plus: USD $1,200
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Checked-in Baggage Loss
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Trip Cancellation or Interruption
- Baggage
- Emergency Medical Evacuation & Repatration
- 24 Hour Assistance Services
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Your World Nomads policy is provided through Chubb Seguros:
Phone: +1 212-315-1806 (from anywhere in the world)
Phone: 0800-591-1043 (from Brazil)
WhatsApp message: +54 911 3053-3959
Before your trip, check the latest government advice for any travel alerts for your destination.