Check out our list of activities, sports and adventures to find out:
What can be covered
What can't be covered.
Over 150 sports, activities, volunteer and work experiences are automatically included in both the Standard Plan and the Explorer Plan. Other work, sports, experiences and activities may be covered, however you will need to pay an optional premium. Remember to list all the adventure sports, work or volunteer activities when you purchase your policy to make sure you are covered.
If something goes wrong while participating in an activity, sport or adventure, the cover that may be available includes:
Emergency Medical Expense
Evacuation and Repatriation
Trip Interruption
We're pretty sure we've thought of most of the activities and experiences our adventurous travellers might want to try, but if what you want to do isn't listed, just contact us and we'll confirm if it can be covered or not.
There may be specific exclusions and conditions that apply depending on what you'll be doing so be sure to read Section 5: Adventure Sports Coverage and the General Exclusions for other scenarios and expenses we don’t cover.
Of course always read the full terms, conditions and exclusions in the policy wording so there’ll be no surprises if you need to use it.
To give you an idea, there’s no cover:
For any competitions, big-game hunting, wingsuit flying, the running of the bulls, and cliff diving, among others.
If you're riding or driving without the proper licenses.
For sporting equipment damaged while in use.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
We’re here to help if you have a question about travel insurance. We’re available:
Within Canada & continental USA, toll free:
1 877 328 2528
International collect:
+1 416 646 3723
Before your trip, check the latest government advice for any travel alerts for your destination.