Travel Insurance for Hiking, Trekking and Tramping
Simple and flexible travel insurance to take you trekking around the world. Buy at home or while travelling, and claim online from anywhere in the world.
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Whether you’re hiking up Mount Kilimanjaro, trekking to Base Camp or heading out for a weekend walk in nature, World Nomads travel insurance may help if an unexpected event tries to derail your next hiking trip.
Insurance designed by hikers, for hikers
As passionate hikers ourselves, we’ve designed our plans to cover many types of hiking, from a lazy weekend stroll to the most intrepid trek. We offer cover on some of the world’s most famous hikes and 150 other sports, activities and experiences including:
- The Inca Trail
- Trekking in Nepal
- Mount Kilimanjaro
- The Pacific Coast Trail
- The Appalachian Trail
- Camping, scrambling, tramping and backpacking (elevation restrictions may apply)
- Rock climbing, bouldering and mountaineering (elevation restrictions apply)
Hiking up to 3,000 meters is automatically covered as a level 1 activity. You can upgrade your plan to include hiking up to 6,000 meters as a level 3 activity. We do not cover hiking over 6,000 meters.
Be aware that terms, conditions, limits, exclusions may apply. Read the policy wording carefully to choose the right plan and adventure sport option for your hiking trip. If you have any questions, please reach out.
What does hiking travel insurance cover?
Whether you’re dusting off your boots for a few hours on the trail or going on a multi-day expedition to a far-flung corner of the globe, our policies may cover you for sudden and unforeseen events that could affect your travel plans.
World Nomads offers cover (up to the policy limits) for:
- Emergency medical: if you fall and sprain your ankle while hiking and need medical attention, we offer emergency medical coverage so you can get the treatment you need. You must be covered under your GHIP for the full duration of your policy to be eligible for maximum emergency medical benefits. If you do not have GHIP coverage while on your trip, emergency medical benefits will be limited to $40,000 CAD for the duration of your trip.
- Emergency evacuation: your hiking adventure may be far away from medical facilities. With our hiking travel insurance coverage, you could get transported to the medical facility best for your care, subject to approval from our 24/7 Emergency Assistance Team. If your injuries are worse than first thought, you could be repatriated back to your home province.
- Baggage protection: Our gear coverage may help with repairing or replacing damaged, lost or stolen items.
- Trip cancellation: if your hiking trip is cancelled due to an unforeseen event such as illness, you may be able to recover your prepaid, nonrefundable travel expenses, depending on your plan. Covered reasons for trip cancellation will be outlined in your policy documents.
What’s not covered?
There are also some things we won’t cover. These include, but are not limited to:
- Hiking or climbing while under the influence of drugs or alcohol.
- Mountaineering, high altitude climbing or expeditions above 6,000 meters.
- Participation as an athlete in any professional sports.
- Working as a mountain guide or rock-climbing instructor or guide using ropes or specialist equipment.
- If you travel against medical advice.
- Any pre-existing medical condition unless otherwise expressly stated in your policy.
- Unattended baggage, sporting equipment or personal items.
- Participation in a sport or activity not listed as covered in the policy wording or agreed by World Nomads or where you haven’t paid the required additional premium.
This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan.
Top tips for your hiking adventure
To make the most of your time on the trail, keep the following tips in mind:
- Be prepared: check the weather, check your equipment, and check the credentials of any instructors and guides – if they aren’t certified then reconsider whether it’s a smart move to go.
- Get hike fit: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. Be sure you are physically capable of it.
- Be responsible: Before you start your trek, make sure your chosen trek suits everyone’s experience level and if you’re going guided, that you’re using an accredited tour operator. Wear appropriate safety gear.
- Keep your receipts and paperwork: any claim you make will need supporting documentation such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim with on your hiking travel insurance policy.
When you’re ready, head to our website to get a quote, compare our Standard and Explorer plans, and reach out if you have any questions. Happy trekking!
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions, and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly died?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Rolled your ankle?
- Bedridden after a local delicacy?
- Struggling with altitude?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- GoPro stolen?
- Gear damaged in transit?
- Bags delayed?
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the team
FAQ
Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.
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What’s covered when I’m hiking?
We’ve tried to give you the freedom to hike from Alberta to Zambia by helping cover some of those nasty accidents. For further info, click here
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How do I get to the medical centre if I’m injured while trekking?
If you can, contact the emergency assistance team to help arrange the care that you need. If you have no connectivity, then contact local authorities and have them call the assistance team once you’re in safe hands. For further info, click here.
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What if the airline loses my gear?
If your gear is lost or damaged by the airline, you have coverage under your policy to help cover some of the cost to replace them. Some exclusions apply. For further info, click here.
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Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. For further info, click here.
Before your trip, check the latest government advice for any travel alerts for your destination.