Jump in the jeepney and journey through the beauty, culture, and adventure that awaits in the Philippines
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From iconic landscapes like the Chocolate Hills of Bohol to lively late night parties in Manila, Canadians can experience so much in the Philippines. Foodies will love all of the delicious Filipino street food, culture seekers will enjoy a visit to the Banaue Rice Terraces and wildlife lovers may get lucky enough to spot one of the fascinating leopard cats.
There’s so many great things to do in the Philippines, but there’s also some things to be aware of. We encourage you to check out our tips on what to look out for when travelling to the Philippines. You may also want to consider getting a quote and purchasing travel insurance for the unexpected things that can happen during your travels.
A trip to the Philippines can bring all sorts of unexpected surprises - like the waterfall you stumble upon on your hike to the tranquil sulfur springs in Dauin.
Some surprises that come along when travelling outside of Canada are not as great though. Nobody wants to think about things like cancelled trips, delayed baggage and medical emergencies, but these things can happen unexpectedly. If you fall and get hurt while hiking Mount Talinis or the Canadian government issues a ‘do not travel’ alert after an earthquake there, you may then wish you had travel insurance for the Philippines.
There are different plans to choose from, and when you get a quote you can compare the options to determine the best travel insurance for your needs.
Your adventures in the Philippines may take you from the tops of the mountains or to the bottom of the ocean. It may even take you underground to the Puerto Princesa Underground River. World Nomads covers more than 250 activities for Canadians travelling to the Philippines - including hiking, scuba diving, sailing through remote islands or ziplining in Boracay.
Think about the types of activities you’ll be doing while you’re there. When you get a quote for travel insurance for the Philippines, you’ll need to list your planned activities. You won’t be able to add or remove activities after you make your purchase so make sure you add them all at that time. If you’re participating in an activity that isn’t listed in your policy wording, you can contact us to determine if you will be covered.
Scuba diving is a favorite pastime in the Philippines and while accidents are rare, sometimes unexpected things happen. If you get decompression sickness, emergency medical coverage could reimburse you for your medical expenses. It could also come in handy if you get food poisoning or get injured in a car accident while in the Philippines.
Keep in mind that your Government Health Insurance Plan may only pay a small portion, if any, of your medical expenses in the Philippines.
If you have a medical emergency after you’ve left Canada, you must call our 24/7 emergency assistance team before seeking medical attention. They can help refer you to a place that offers the level of care that you need. You’ll need to call and report your emergency as soon as it happens, or as soon as you’re able. If you are unable to call, have someone call on your behalf. Also remember to save all paperwork and receipts.
If your attending Physician or the 24/7 Emergency Assistance Team thinks it’s best for you to travel back home to Canada for treatment, the repatriation coverage that is included in your travel insurance for the Philippines may cover the costs to get you there.
Sometimes you have the perfect getaway planned, but things happen that can cancel, interrupt, or delay your trip.
The Philippine islands are located in the Pacific Ring of Fire, and there’s always a possibility that natural disasters can affect your travels. There are several active volcanoes in the Philippines, with several of them located on Luzon Island. If your flight is cancelled because of a volcanic ash cloud and you have to cancel your whole trip as a result, your travel insurance for the Philippines could help you be reimbursed for unused non-refundable tours and hotel accommodations that you paid for in advance.
Travel insurance could also help if you’re already on your trip and something happens. For example, you may need to go back to Canada early if an immediate family member back home has an unexpected medical emergency or dies. Make sure to keep all documentation and receipts for things you paid for in advance-you’ll need those if you make a claim.
With the Philippines consisting of more than 7,000 islands, you’ll be basking in the sun on some of the world’s best beaches. That means you’ll likely have several new swimsuits to show off. What happens though if you check your bags in Canada, and then realize that the airline lost your bag?
The baggage coverage included in your travel insurance for the Philippines may reimburse you for the cost to replace your swimsuits and other belongings, if they’ve been delayed for 12 hours or more, or lost for good. When you get a quote, you can check the policy wording to get the specific details on depreciation and per item limits.
For the most part, Filipinos are friendly, welcoming people. There are some places Canadian travelers should avoid when travelling to the Philippines, but even in more touristy areas, pickpocketing can still happen. You’ll want to be especially cautious when you’re in crowded areas or when using public transportation. Avoid putting anything valuable in your back pockets and never take your hands off your bags. And as tempting as it can be to wear your bling out on the town, you’re better off leaving that in the safe in your hotel room. Flashy jewelry can get attention from the wrong people.
Your travel insurance for the Philippines may assist with reimbursement for stolen items (up to your policy limits). If you’re robbed, just make sure you file a police report and save a copy - you’ll need that if you have to make a claim.
Before you leave Canada, we encourage you to check out the Canadian government’s safety warnings for the Philippines to review their up to date warnings on any advisories that may exist at that time.
If you purchase travel insurance for the Philippines, it’s also a good idea to save the 24/7 Emergency Assistance phone number and your policy number in your cell phone so you don’t have to search for that if an emergency happens.
Some medications that are considered legal in Canada are illegal in the Philippines. Before you leave, contact the foreign government office accredited to Canada to make sure your medications are legal in the Philippines. Don’t end up in jail because of something you didn’t know.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
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Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.