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What to do if your flight is delayed or cancelled

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So, you’re stuck at the airport, and your travel plans are suddenly up in the air (pun intended). Whether your flight’s been delayed, cancelled, or you’ve missed your connection, it’s a frustrating experience.

As an EU traveller, you have certain rights, and your airline should be your first stop for assistance. But don’t forget, your travel insurance might offer additional perks - like access to airport lounges through SmartDelay™ - making the wait a bit more bearable (perhaps even enjoyable). Grab a beverage and read on to discover how to make the best of a bad situation and keep your journey on track.

Step 1: Stay calm and gather information 

Take a deep breath and try not to panic. Flight disruptions happen, and you'll get through this. 

  • Check the airport screens (if you’re already there) or your airline's mobile app for real-time updates on your flight status. 
  • If you can't find any information, head to the airline's customer service desk or call their helpline. Get up to speed and stay informed. 

Travelers tip: it’s a great idea to download your airline’s app before you leave home, because let’s face it, no one likes having to stand in chaotic situations, trying to download and register for apps in moments of stress. If the app is already on your phone, you can access the information you need, as soon as you know you have flight issues.  

Step 2: Know your rights 

  • European airlines are bound by various regulations, including the European Union's Regulation (EC) No 261/2004, commonly known as EU261. 
  • This regulation outlines the rights of air passengers in the event of flight disruptions, empowering us with clear entitlements and potential compensation. 
  • According to this regulation, you may be entitled to compensation, care, and assistance depending on the circumstances of your delay or cancellation. 
  • Compensation amounts can vary based on the length of the delay, distance of the flight, and whether the disruption was within the airline's control. 

Traveler tip: When your flight is canceled or you miss a connection, it’s natural to want to immediately book a new flight. But take a breath and hold off. Your airline might automatically rebook you on the next available flight—often at no extra cost. Before making any decisions, check your airline’s app or speak to their customer service. Buying a new ticket in haste might mean you’re left paying out of pocket, as airlines typically won’t reimburse you for flights purchased independently, and travel insurance may only cover specific situations. Patience can save you both money and stress.

Step 3: Seek compensation and assistance 

  • If your flight is cancelled or delayed for more than three hours, and the airline is responsible for the disruption, you may be entitled to compensation. 
  • Approach the airline's customer service desk and request the necessary forms to file a claim for compensation. Alternatively, you can request a refund form online through the airline’s website. 
  • Be sure to collect any relevant documentation, such as boarding passes and receipts for additional expenses incurred due to the delay or cancellation. 

Travelers tip: if your airline offers you a reasonable alternative, take it. Should you need to make a travel insurance claim later, you’ll need to show that you first tried to get reimbursed by the airline or your travel provider. Keep all the proof handy—it’ll make your claim process smoother. 

Step 4: Make alternate arrangements 

  • Your airline is legally bound to provide you with alternative travel arrangements in the event of a cancellation. 
  • Depending on the length of the delay or cancellation, you might need to make new travel arrangements. 
  • If your flight is delayed overnight or cancelled, the airline should provide you with accommodation, meals, and transportation if needed. 
  • If the airline doesn't provide these services, keep all receipts and consider claiming these expenses as part of your compensation (from the airline). If the airline’s unable to provide meal or hotel vouchers, you may be able to claim for reimbursement of out-of-pocket meal and lodging expenses under your trip delay benefit. You’ll need written confirmation from your airline that includes: 
  • the reason for the delay 
  • scheduled departure and return times 
  • actual departure and return times 

Traveler tip: getting to the airport early is key. Aim for at least two hours for domestic flights and three for international ones—but double-check with your airline for the latest advice. This way, you’ll breeze through security with time to spare, keeping your travel day stress-free.

Step 5: Document everything 

  • Keep a record of all communication with the airline, including names, dates, and times of conversations or emails. 
  • Take photos or screenshots of any relevant information, such as flight status screens or announcements. 
  • These records will be valuable if you need to escalate your claim or seek legal advice. 

Traveller tip: delays and cancellations happen more often than we’d like, so it’s best to be prepared. Wear comfy clothes, pack some snacks, and have your favourite book, show, or playlist ready to keep you entertained while you wait.  

Step 6: Check your travel insurance 

Travel insurance may be able to step in where your airline falls short. Here are some situations where travel insurance may be able to provide some relief. 

World Nomads offers a Standard Plan and an Explorer Plan, which have different per-day and maximum benefit limits. For EU travellers, who’ve purchased an Explorer Plan, World Nomads may offer the following coverage: 

  • If an airline refused to provide meal or lodging vouchers, you may be able to claim for reimbursement of those expenses after a delay of 12 or more hours. The Explorer Plan allows for up to €200 (€50 each 12 hours, per person) for additional accommodation and meals, and up to €1,000 for additional transport. 
  • If your delayed or cancelled flight caused you to miss pre-paid accommodation or tours, you may be able to claim reimbursement for those unused, pre-paid, non-refundable trip costs. 
  • If you’re stuck overnight and your airline can’t deliver your checked baggage for more than 24 hours, you can claim for reimbursement of essential toiletries and a change of clothes under your baggage insurance benefits. 

Read your chosen plan thoroughly to understand the benefit limits. Read your chosen plan thoroughly to understand the benefit limits. 

Make delays work for you with SmartDelay 

What is SmartDelay? 

Turn delays into downtime with SmartDelay. Offered exclusively to World Nomad travel insurance policyholders, SmartDelay transforms an otherwise frustrating flight delay into an opportunity for a moment of comfort and relaxation – at no extra cost. Now, that’s one way to turn a negative into a positive, right? 

How does it work? 

Before you travel (at least 24 hours), simply register your flight details with SmartDelay. If your flight gets delayed by more than 90 minutes, you and up to four additional passengers (named on their policy and on the same flight) automatically receive a LoungeKey™ pass, aka your personal ticket to a comfortable, relaxing airport lounge (and complimentary snacks—plenty of snacks!). 

What can you expect in the lounge? 

With SmartDelay, you can enjoy a range of benefits in the airport lounge, including: 

  • Complimentary snacks and drinks: ditch the overpriced airport snacks – light refreshments and nibbles are on us! 
  • Wi-Fi and charging stations: whether you’re keeping up on socials, emails, or the footy score, we’ll keep you charged and in the loop. 
  • Comfortable seating: escape the chaos of the terminal, chill and recharge before getting up in the air. 

Entertainment options: pass the time with a selection of TVs, magazines, and more – keeping boredom at bay while you wait for your flight.

What's excluded under your travel insurance policy? 

Travel insurance isn’t designed to cover everything. Exclusions include, but are not limited to: 

  • Pre-existing medical conditions. You can read more about pre-existing medical conditions here.
  • You running late, getting stuck in traffic or a long security line and missing your flight. 
  • Purchase of a new flight because you didn’t want to wait to be rebooked by your airline. 
  • Luxury hotel suites and the most expensive thing on the menu. Travel insurance is meant to cover reasonable out-of-pocket expenses if you’re delayed. 
  • Flight delays of less than 12hours. 
  • Baggage delays of less than 24 hours. 
  • Expenses that have been reimbursed by your airline. 

This is only a summary of coverage and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel coverage, please contact us for help. 

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

  • Explorer Plan: €10,000
  • Standard Plan: €4,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

  • Explorer Plan: €10,000,000
  • Standard Plan: €5,000,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear (just not sports equipment when in use).

  • Explorer Plan: €3,000
  • Standard Plan: €1,500
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Overseas Emergency Medical & Dental Expenses
  • 24 hour Emergency Medical Assistance
  • Emergency Medical Transport
  • Repatriation & Travel Expenses
  • Trip Disruption
  • Travel Delay (Explorer)
  • Missed connection (Explorer)
  • Baggage & Personal Items
  • Passport & Travel Documents
  • Personal Liability
  • Personal accident
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

Contact our Claims Team

We're here to help if you have a question about your claim. We're available.

Contact us

For policies purchased on or after 27 June 2024

Claim online

Country of residencePhone
Belgium +44 (0) 333 333 9621
Denmark +44 (0) 333 333 9619
Germany +44 (0) 333 333 9618
Netherlands +44 (0) 333 333 9617

Country of residenceEmail
Belgium worldnomads.clmsbe@collinsoninsurance.com
Denmark worldnomads.clmsdk@collinsoninsurance.com
Germany worldnomads.clmsde@collinsoninsurance.com
Netherlands worldnomads.clmsnl@collinsoninsurance.com

For policies purchased before 27 June 2024
Country of residencePhone
Belgium +32 (0)2 808 66 32
Denmark +45 89 87 30 23
Germany +49 (0)335 5622 3012
Netherlands +31 (0)20 8080731

Claim online