Learn what is and isn't covered by travel insurance if you're pregnant.
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For information relating to policies purchased prior to 27 June 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 27 June 2024, please see below.
Pregnancy shouldn't be a reason to stop your next adventure. But with a new addition on board, travel insurance may help you look after yourself and bub-to-be if you're suddenly injured or have unexpected complications of pregnancy while travelling.
The policy wording outlines all conditions of cover when you and other insured persons are travelling.
You must be less than 28 weeks pregnant at the time your trip is due to start (24 weeks for multiple births), and prior to departing on your trip you must have confirmation from a general practitioner or midwife that you are fit to travel.
To minimise the cost of medical treatment, travel with and present your European Health Insurance Card (EHIC) to medical providers when receiving medical treatment within the European Union.
If you are pregnant and confirmed not fit to travel, or if you will be more than 28 weeks pregnant at the start of your trip (24 weeks for multiple births), you can make a claim under Cancelling Your Trip provided you purchased a policy/booked a trip before you were aware you would not be able to travel.
If you're travelling and experience a sudden illness or injury or medical condition arising from your pregnancy, our policies offer cover for:
For residents of Denmark only
In addition to the above information, cover is also available for pregnancy or medical conditions arising from pregnancy provided that, prior to departing on your trip, you received confirmation from a medical practitioner or midwife that you were fit to travel. Cover is available for your child born prematurely (i.e., before the 37th week of pregnancy) during your trip. Claims involving multiple births are considered one event.
We won’t cover a number of circumstances including, but not limited to:
This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so please read your Policy Wording carefully before you buy for all the details.
Seek medical assistance if it is an emergency – your hotel, tour guide or accommodation provider may be able to help.
Our 24/7 Emergency Medical Assistance team can help you get in touch with local medical assistance and direct you to what to do next. Make sure you keep any receipts in case you need to make a claim, and keep in contact with our Emergency Medical Assistance team until you no longer require treatment or assistance.
If you are travelling in the European Union, travel with your European Health Insurance Card (EHIC) to access medically necessary, state provided healthcare.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
It’s essential that you get in contact with our 24/7 Emergency Medical Assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.
So that they can assist you quickly, please be ready with the following:
My Wife, pregnant 8 weeks and 3 days, went today to the gynecologist for a checkup following abdominal pain. The doctor diagnosed that the pregnancy was at risk and therefore she can't travel and needed complete rest.
Protect your hard earned vacation from unexpected cancellation before you leave home.
We’ve got your back.
Take the pain out of medical costs while traveling abroad.
We’ve got your back.
Expenses included in Emergency Medical limits.
Help starts here.
Covers the loss, theft or damage of your bags, tech and gear (just not sports equipment when in use).
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We're here to help if you have a question about your claim. We're available.
Contact usFor policies purchased on or after 27 June 2024
| Country of residence | Phone |
|---|---|
| Belgium | +44 (0) 333 333 9621 |
| Denmark | +44 (0) 333 333 9619 |
| Germany | +44 (0) 333 333 9618 |
| Netherlands | +44 (0) 333 333 9617 |
| Country of residence | |
|---|---|
| Belgium | worldnomads.clmsbe@collinsoninsurance.com |
| Denmark | worldnomads.clmsdk@collinsoninsurance.com |
| Germany | worldnomads.clmsde@collinsoninsurance.com |
| Netherlands | worldnomads.clmsnl@collinsoninsurance.com |
| Country of residence | Phone |
|---|---|
| Belgium | +32 (0)2 808 66 32 |
| Denmark | +45 89 87 30 23 |
| Germany | +49 (0)335 5622 3012 |
| Netherlands | +31 (0)20 8080731 |
Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.