Protect the freedom of carrying everything on your back.
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Whether you’re a backpacker aiming to head overseas to work a ski season, looking to study abroad for a semester, or simply taking a gap year, World Nomads can offer travel insurance coverage to help you in case the unexpected happens while exploring the globe.
While travelling overseas brings risk, you can consider managing that risk with travel insurance, so you know you’ll have help at hand if something goes wrong.
The right travel insurance can be very helpful in keeping your trip on track. World Nomads offers two policies – Standard and Explorer - that can be helpful when backpacking overseas.
Our Standard and Explorer plans are designed to provide cover for sudden and unforeseen events on your next overseas adventure, such as being left empty-handed when the airline loses your luggage, if you need to see a doctor if you are hurt or unwell, and for many other reasons.
World Nomads may offer cover for the following (up to the policy limits):
Traveller tip: if you’ve already arrived at your overseas holiday destination and forgot to buy travel insurance before leaving New Zealand, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.
Living in a post-pandemic world is still a little worrying, so knowing what Coronavirus coverage you have is smart. If you test positive to Coronavirus after buying your policy the Explorer Plan will cover you for any non-refundable portion of your prepaid travel arrangements.
World Nomads’ travel insurance plans include cover for some Coronavirus-related events. You can read more about it in our Coronavirus cover article, which has all of the details, including terms, conditions, benefit limits and exclusions.
Note: don’t forget to keep all receipts and written reports to support your insurance claim.
Travel insurance is not designed to cover everything so understanding what’s not covered is important. There are several situations we can cover you for, but there are also some we just won’t cover.
These include, but are not limited to:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form, and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Protect your trip from unexpected cancellation.
We’ve got your back.
Take the pain out of medical costs.
We’ve got your back.
We'll get you to hospital in a flash
Help starts here.
Cover your stolen or damaged gear and tech.
Help starts here.
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)
Within Australia (Free call): 1800 611 210
Before your trip, check the latest government advice for any travel alerts for your destination.