Travel insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while travelling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Get ready to discover the globe while camping
Camping is the start of many adventures for New Zealanders chasing wilderness and open skies. Plant yourself among the forests of Slovenia or beneath a star-studded desert sky to experience more of everything on a camping break.
What’s covered for camping?
Travel insurance can help with unexpected costs if a sudden illness or injury lands you in hospital, if you’re left empty handed when the airline loses your baggage (with your camping gear in it!), or if severe weather puts a dent in your travel plans.
World Nomads offers cover (up to the policy limits) for:
- Overseas emergency medical: the great outdoors can be good for the soul but not if it ends in sickness or injury. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation:if your secluded camping spot is far away from medical facilities, our cover may help get you transported to the medical facility best for your care. Subject to approval from the 24/7 Emergency Assistance Team.
- Baggage protection: had your stuff swiped while camping? Our gear cover may help with replacing belongings that were stolen. Remember to keep copies of your receipts if you need to make a claim.
- Cancellation protection: if severe weather or a sick or injured travel buddy affects your trip before it’s even begun, and you have no choice but to cancel your trip, there is cover to help with those non-refundable expenses of cancelling your camping trip.
- Family plans: cover includes two adults and up to eight dependents on the one policy. Plus, plans can be extended while still travelling for up to 12 months from your departure date (terms and conditions apply).
Cover for adventure or sport activities while camping
Both our Standard and Explorer plans offer cover for level 1 sport and adventure activities that include camping and hiking up to 2,000 metres, and activities such as surfing, kayaking and bungy jumping.
For Kiwis looking for more adventurous pursuits you may need to upgrade your cover if you’re planning on camping or hiking up to 6,000 metres or if you’re abseiling or mountain biking. Specify all the activities you are planning on your trip when you get your quote as you can’t add them afterwards. Terms and conditions apply, check your PDS for details or contact us.
Why consider travel insurance for camping?
Camping holidays can serve up some serious surprises. If that hike to catch the sunrise turns into a nasty misstep and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility.
Traveller Tip: check you have any relevant paperwork as you’ll probably be asked for proof for several things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
For self-drive camping trips, the Explorer Plan has cover for the rental insurance excess if you’re involved in a car accident. If you’re taking your own sports equipment such as a kayak, the Explorer Plan also offers cover to hire replacement equipment if:
- It is accidentally damaged by a carrier; or
- It is delayed or lost by a carrier for more than 12 hours (the waiting period).
Please note sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
Camping destinations
Awaken your sense of adventure camping in:
- Old-growth forests on the coast of the Baltic Sea in northern Sweden.
- Shiretoko National Park, Japan for hot springs and waterfalls.
What’s not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Any pre-existing medical conditions which are not listed as an automatically covered pre-existing medical condition as per your PDS. Check your policy wording carefully.
- If you do not use a professional qualified and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Unattended baggage or personal items.
- The policy excess per person per insured event where applicable (check the Summary of Benefits in your PDS).
Travel Insurance Tip: before you head off into the wilderness, be sure to follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your cover.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)
Within Australia (Free call): 1800 611 210
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip from unexpected cancellation.
- Explorer Plan: Unlimited
- Standard Plan: $5,000
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Overseas
Take the pain out of medical costs.
- Explorer Plan: Unlimited
- Standard Plan: $5,000,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transport
We'll get you to hospital in a flash
- Explorer Plan: Unlimited
- Standard Plan: $500,000
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Cover your stolen or damaged gear and tech.
- Explorer Plan: $10,000
- Standard Plan: $2,000
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Overseas Medical Expenses
- Emergency dental treatment
- 24 hour assistance
- Emergency medical transport & repatriation
- Cancellation costs
- Trip interruption costs
- Compassionate emergency visit home
- Resumption of trip
- Theft or accidental damage to baggage and personal items
- Baggage delay over 12 hours
- Funeral expenses overseas or repatriation of remains
- Personal liability
Before your trip, check the latest government advice for any travel alerts for your destination.