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Travel Insurance

Travel insurance for independent travelers and intrepid families. You'd rather not think about all of the things that might go wrong on your trip, but these things can and do happen.
World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you. We don't just keep you and your family protected, with us, you'll travel smarter and safer.

Buy travel insurance while travelling

If you're travelling and want to travel longer, World Nomads lets you buy more cover to keep you on the road.

24/7 Emergency Assistance

Our multi-lingual assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Travel Cover for 220+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing one of the longest lists of covered activities.

Fast & secure quotes

We make buying travel insurance simple and secure. You can get a quote and buy securely online so you can spend more time on your trip.

A true claim story

This adventure I shared with one of my lovely daughters, has been totally fulfilling in every sense of the word. From the moment we landed in Cuzco, until we left, our experience was momentous for all the right reasons. Being insured with World Nomads added a sense of security, and I really enjoyed the reminders coming through. I will most certainly use you next time I'm off to the Jungle!!!!!

Kiwi in Peru
I was snowboarding and it was icy. I caught an edge on my board and flipped over landing on my back. I injured my Lumber spine and head and could not move at all. I had to be put on a back board and taken by ambulance to Banff Mineral Springs Hospital where I was examined and had x- rays.

Kiwi in Canada
Upon arrival to Spain on the 4th of April I had been displaying fever, headache, exhaustion and dizziness. This lasted for a week, so I went to the doctor at the hospital in Malaga, Andalucia where they gave me a consultation and blood test showing results that indicated a mosquito-bourne virus which makes sense as I arrived in Europe from Mexico a week before the symptoms started.

Kiwi in Cambodia.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

Explorer Plan: Unlimited
Standard Plan: $5,000

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

Explorer Plan: Unlimited
Standard Plan: $5,000,000

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital in a flash

Explorer Plan: Unlimited
Standard Plan: $500,000

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

Explorer Plan: $10,000
Standard Plan: $2,000

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Overseas Medical Expenses
Emergency dental treatment
24 hour assistance
Emergency medical transport & repatriation

Cancellation costs
Trip interruption costs
Compassionate emergency visit home
Resumption of trip

Theft or accidental damage to baggage and personal items
Baggage delay over 12 hours

Funeral expenses overseas or repatriation of remains
Personal liability

This is a general summary for New Zealand residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

Travel Cover for 220+ Adventure Activities

Snow

Water

Air

Land

Sports

Experiences

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow Activities
- Included for all
  Bobsled - non-snow track Curling Glacier walking Ice skating – indoor Sleigh rides
- Optional extras
  Bobsled - in snow Bobsleigh Ice fishing Ice hockey - indoor Ice skating - outdoor Kite wing - snow Ski / snowboard - instructor or guide Skiing Skiing - back country Skiing - by helicopter / snow cat Snow biking Snow kiting Snow rafting Snowboarding - back country Snowboarding - by helicopter / snow cat Snowmobiling Tubing on snow

Water Activities
- Included for all
  Angling - inland or coastal waters Banana boat rides Boating - inland or coastal Canoeing - inland or coastal waters Dragon boating Fishing - inland or coastal waters High diving up to 10 metres Hydrofoiling Hydrospeeding - grades 1-5 Jet boating Kayaking - inland or coastal waters Kite boarding - on land or water Kite surfing Paddle boarding Parasailing - over water River boarding - grades 1-5 Rowing Sail boarding - inland or coastal waters Sailing - inland / coastal waters Scuba diving - to 30 metres Scuba diving - learning Sculling Sea canoeing - inland or coastal waters Sea Kayaking - inland or coastal waters Shark cage diving Snorkelling Speed boating Stand up paddle surfing Surf boat rowing Surfing Swimming - pool Tubing on rivers Wake skating Wakeboarding Water polo Water skiing White water rafting Windsurfing - inland or coastal waters
- Optional extras
  Black water rafting Boating - beyond 3 nautical miles Canoeing - beyond 3 nautical miles Cavern diving - to 40 metres Deep sea fishing Fishing - beyond 3 nautical miles Fishing – ice Jet skiing Kayaking - beyond 3 nautical miles Outrigger canoeing Sailing - beyond 3 nautical miles Scuba diving - cavern diving to 40 metres Scuba diving - instructor or guide Scuba diving - to 40 metres Sea canoeing - beyond 3 nautical miles Sea Kayaking - beyond 3 nautical miles Spearfishing Swimming - with whales / whale sharks Water skiing – barefoot Windsurfing - beyond 3 nautical miles

Air Activities
- Included for all
  Acrobatics Ballooning - hot air Bungee jumping
- Optional extras
  Abseiling Aerial safari Canyon swing Fly by wire Parachuting Skydiving Tandem skydiving Trapeze Zip line

Land Activities
- Included for all
  Aerobics Air guitar Ballet BMX - on road Bowling - lawn / ten-pin Bush walking - up to 2,000 metres Bushcraft Camel riding Camping - up to 2,000 metres Caving – sightseeing Cycling - up to 2,000 metres in elevation Dancing Dirt boarding Dog sledding Dune buggy Elephant riding - single ride / day tour Fell running Fitness training Go karting Hiking - up to 2,000 metres In-line skating Kite flying Moped riding Motor racing experience - passenger only Motorbiking - on road Motorbiking - pillion passenger Orienteering Outward Bound Paint balling / airsoft Safari tours Salsa dancing Sandboarding / sandskiing Scooter riding Scrambling - up to 2,000 metres Skateboarding Snooker Stilt walking Tramping - up to 2,000 metres Trekking - up to 2,000 metres Tuk Tuk - as a passenger War games - online Zorbing
- Optional extras
  BMX - off road Bouldering Bush walking - up to 6,000 metres Camel trekking - overnight Camping - up to 6,000 metres Caving - spelunking Cycling - up to 6,000 metres in elevation Elephant trekking - overnight Hiking - up to 6,000 metres Kite buggy Kite wing - land, water Land surfing Motorbiking - off road Mountain biking Multi-sport - triathlon Obstacle course Potholing Quad biking Rock climbing Scrambling - up to 6,000 metres Segway tours Skeleton Spelunking - caving Tough Mudder Trail bike riding Tramping - up to 6,000 metres Trekking - up to 6,000 metres

Sports Activities
- Included for all
  Archery Athletics Australian Rules Football - AFL Badminton Ballroom dancing Baseball Basketball Capoeira dancing Cheerleading Cricket Croquet Darts Dodge ball Fencing Floorball Football Frisbee Golf Gym training Gymnastics Handball Hockey Horse riding - leisure Korfball Lacrosse Lawn bowling Martial arts - non-contact Netball Racquetball Rambling Roller hockey Roller skating Rollerblading Rounders Rugby - league / union Running / jogging Soccer Softball Squash Stoolball Table tennis Tchoukball Tennis Ten-pin bowling Trampolining Ultimate frisbee Volcano surfing Volleyball Weight training Yoga
- Optional extras
  American football Bicycle polo Clay pigeon shooting Gridiron Horse riding - equestrian Martial arts - Judo, Karate Rapelling Rifle range / sports shooting Running - marathon distance Shooting - rifle range / sports Triathlon - less than ultra distance Via Ferrata

Experience Activities
- Included for all
  Au Pair / nanny (paid or volunteer childcare) Bar work Fruit picking Office work Retail work Teaching WWOOFing
- Optional extras
  Work - instructor or guide Work - manual work with power tools

Blue activities are automatically included in both the Standard and Explorer plans. All activities listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there are restrictions on what you can and cannot do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)

Within Australia (Free call): 1800 611 210

This information is for residents of New Zealand only. Always read your Policy Document and other policy documentation to review your specific cover and to make sure that the policy is right for you.

World Nomads is supported by different insurers from around the world. This insurance is arranged and promoted by WorldNomads.com Pty Limited ABN 62 127 485 198 AR 343027 (a proprietary limited company incorporated in Australia, NZBN 9429050505364), as an authorised representative of nib Travel Services (Australia) Pty Ltd ABN 81 115 932 173 AFS Licence No. 308461 (a proprietary limited company incorporated in Australia, NZBN 9429050505340) and underwritten by Pacific International Insurance Pty Ltd (a proprietary limited company incorporated in Australia, NZBN 9429041356500).