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Best travel insurance

The kind that allows you to travel overseas knowing you'll have access to flexible coverage options even whilst travelling

    As featured in:

  • As featured in:

For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.

At World Nomads we’re travellers too and know while everybody buys travel insurance to cover them when things go wrong, they’d rather be splashing out on a Bellini at Harry’s bar in Venice or upgrading their Bangkok accommodation to include air conditioning.

That’s why we’ve designed our online travel insurance based on what you said you wanted... flexible travel insurance that offers two policy options depending on your travel needs and interests.

Travel Insurance: What's included?

All policies include a number of benefits that our travellers may need, these include:

  • Overseas medical
  • Luggage/baggage cover
  • Cancellation
  • 24/7 worldwide assistance

Of course, each policy is different but have many more benefits. Be sure to read the Policy Document so you know what you're covered for. 

World Nomads travel insurance also:

Travel Insurance: What's best for you?

As no two travellers are alike and range from gap year students and backpackers to long term travellers and families, we offer two options, Standard and Explorer so you can choose the level of cover that is right for you.

If you need the extras you can pay for them and if you don’t, then you can keep a little extra in your back pocket.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Slipped on the curb.

I was crossing the pedestrian street outside our hotel when I slipped on the curb and fell forward into a waist-height street pole with a large round metal top. Top of the pole impacted into the side of my left breast and left rib age.
Claim paid: NZD $656.05
Kiwi Nomad.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000
Trip Protection
  • Have you died?
  • Has one of your relos died?
  • Has an earthquake damaged your home?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need medicine?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital in a flash

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up overseas?
  • Medivac needed home?
  • You died overseas?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Damaged docs?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for New Zealand residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

Travel Cover for 220+ Adventure Activities

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
  • Snow Activities
    • Included for all
      Bobsled - non-snow track Curling Glacier walking Ice skating – indoor Sleigh rides
    • Optional extras
      Bobsled - in snow Bobsleigh Ice fishing Ice hockey - indoor Ice skating - outdoor Kite wing - snow Ski / snowboard - instructor or guide Skiing Skiing - back country Skiing - by helicopter / snow cat Snow biking Snow kiting Snow rafting Snowboarding - back country Snowboarding - by helicopter / snow cat Snowmobiling Tubing on snow
  • Water Activities
    • Included for all
      Angling - inland or coastal waters Banana boat rides Boating - inland or coastal Canoeing - inland or coastal waters Dragon boating Fishing - inland or coastal waters High diving up to 10 metres Hydrofoiling Hydrospeeding - grades 1-5 Jet boating Kayaking - inland or coastal waters Kite boarding - on land or water Kite surfing Paddle boarding Parasailing - over water River boarding - grades 1-5 Rowing Sail boarding - inland or coastal waters Sailing - inland / coastal waters Scuba diving - to 30 metres Scuba diving - learning Sculling Sea canoeing - inland or coastal waters Sea Kayaking - inland or coastal waters Shark cage diving Snorkelling Speed boating Stand up paddle surfing Surf boat rowing Surfing Swimming - pool Tubing on rivers Wake skating Wakeboarding Water polo Water skiing White water rafting Windsurfing - inland or coastal waters
    • Optional extras
      Black water rafting Boating - beyond 3 nautical miles Canoeing - beyond 3 nautical miles Cavern diving - to 40 metres Deep sea fishing Fishing - beyond 3 nautical miles Fishing – ice Jet skiing Kayaking - beyond 3 nautical miles Outrigger canoeing Sailing - beyond 3 nautical miles Scuba diving - cavern diving to 40 metres Scuba diving - instructor or guide Scuba diving - to 40 metres Sea canoeing - beyond 3 nautical miles Sea Kayaking - beyond 3 nautical miles Spearfishing Swimming - with whales / whale sharks Water skiing – barefoot Windsurfing - beyond 3 nautical miles
  • Air Activities
    • Included for all
      Acrobatics Ballooning - hot air Bungee jumping
    • Optional extras
      Abseiling Aerial safari Canyon swing Fly by wire Parachuting Skydiving Tandem skydiving Trapeze Zip line
  • Land Activities
    • Included for all
      Aerobics Air guitar Ballet BMX - on road Bowling - lawn / ten-pin Bush walking - up to 2,000 metres Bushcraft Camel riding Camping - up to 2,000 metres Caving – sightseeing Cycling - up to 2,000 metres in elevation Dancing Dirt boarding Dog sledding Dune buggy Elephant riding - single ride / day tour Fell running Fitness training Go karting Hiking - up to 2,000 metres In-line skating Kite flying Moped riding Motor racing experience - passenger only Motorbiking - on road Motorbiking - pillion passenger Orienteering Outward Bound Paint balling / airsoft Safari tours Salsa dancing Sandboarding / sandskiing Scooter riding Scrambling - up to 2,000 metres Skateboarding Snooker Stilt walking Tramping - up to 2,000 metres Trekking - up to 2,000 metres Tuk Tuk - as a passenger War games - online Zorbing
    • Optional extras
      BMX - off road Bouldering Bush walking - up to 6,000 metres Camel trekking - overnight Camping - up to 6,000 metres Caving - spelunking Cycling - up to 6,000 metres in elevation Elephant trekking - overnight Hiking - up to 6,000 metres Kite buggy Kite wing - land, water Land surfing Motorbiking - off road Mountain biking Multi-sport - triathlon Obstacle course Potholing Quad biking Rock climbing Scrambling - up to 6,000 metres Segway tours Skeleton Spelunking - caving Tough Mudder Trail bike riding Tramping - up to 6,000 metres Trekking - up to 6,000 metres
  • Sports Activities
    • Included for all
      Archery Athletics Australian Rules Football - AFL Badminton Ballroom dancing Baseball Basketball Capoeira dancing Cheerleading Cricket Croquet Darts Dodge ball Fencing Floorball Football Frisbee Golf Gym training Gymnastics Handball Hockey Horse riding - leisure Korfball Lacrosse Lawn bowling Martial arts - non-contact Netball Racquetball Rambling Roller hockey Roller skating Rollerblading Rounders Rugby - league / union Running / jogging Soccer Softball Squash Stoolball Table tennis Tchoukball Tennis Ten-pin bowling Trampolining Ultimate frisbee Volcano surfing Volleyball Weight training Yoga
    • Optional extras
      American football Bicycle polo Clay pigeon shooting Gridiron Horse riding - equestrian Martial arts - Judo, Karate Rapelling Rifle range / sports shooting Running - marathon distance Shooting - rifle range / sports Triathlon - less than ultra distance Via Ferrata
  • Experience Activities
    • Included for all
      Au Pair / nanny (paid or volunteer childcare) Bar work Fruit picking Office work Retail work Teaching WWOOFing
    • Optional extras
      Work - instructor or guide Work - manual work with power tools
Blue activities are automatically included in both the Standard and Explorer plans. All activities listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there are restrictions on what you can and cannot do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)

Within Australia (Free call): 1800 611 210

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Simple and flexible travel insurance designed by travelers, for travelers. See why over 3 million travelers have chosen World Nomads for more than 20 years.