Travel Insurance for Pregnancy
Learn what is and isn't covered by travel insurance if you're pregnant
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With your new addition on board, it’s important that you have the right travel insurance to look after yourself and your unborn child.
- What does travel insurance cover if I'm pregnant?
- What’s not covered for pregnant travelers
- 24/7 emergency assistance support
What does travel insurance cover if I'm pregnant?
If you have to cancel your trip because your doctor certifies you're medically unfit to travel due to an injury or illness, you may be covered for your pre-paid, non-refundable transport and accommodation costs.
If you're traveling while pregnant, and you're suddenly ill or injured or you have an unexpected pregnancy complication (including an ectopic pregnancy or miscarriage), all of our policies offer cover for:
- Emergency medical treatment
- Hospitalization
- Ambulances
- Transport to get you home for ongoing treatment, if medically required
- 24-hour/7-day, multi-lingual assistance teams.
Coverage for unexpected pregnancy complications depends on your Country of Residence, the plan you have chosen, and how many weeks’ pregnant you are while traveling.
What’s not covered for pregnant travelers
- If you decide not to travel due to your pregnancy
- Childbirth at any time
- A pregnancy with any complications for any pregnancy prior to buying and/or extending the policy
- Routine pregnancy check-ups, e.g. standard ultrasounds and blood tests, pregnancy tests, etc.
- Fertility treatments at any time
- Expenses incurred in your home country
- Pre-existing medical conditions, which may be exacerbated in your pregnancy.
Please note: depending on your Country of Residence, your pregnancy may be considered a pre-existing medical condition. Please take the time to read your policy wording as there are limits on your coverage.
24/7 emergency assistance support
The Emergency Assistance team can help get you find local medical facilities if needed, and in the worst-case scenario, help get you home if you’re seriously injured or ill and need to be repatriated. When you call (free from anywhere in the world), make sure you have your policy number and a contact number for where you are so we can help.
Some of the most common events our EA team has helped with include:
- Determine if hospital care and treatment is reasonable for your condition
- If medically necessary and agreed to by us, we can organise for you to be evacuated or repatriated
- Help with financial assistance by determining policy coverage whilst on trip
- Help you access medical care in your location
- Help you find local updates on an unexpected natural disaster or a specific unfolding situation
- Provide contact details for your government/embassy
- And many more.
Note: coverage may depend on your past medical history, what's happened to you and any other conditions, limits or exclusions of cover as described in your policy.
The above features and benefits are a summary of cover only. Take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.
For more information check out our Help Centre article - Am I covered by travel insurance if I'm pregnant? All you need to do is choose your Country of Residence from the country picker at the top of the page to access the latest information, and read your policy carefully before you buy.
Get a quote 24/7
World Nomads travel insurance is designed to help you come unstuck in sticky situations, like when you show up, but your bags don’t. Fill out the quick quote form below and get an instant quote today.
How to get assistance if you're sick or injured while pregnant.
It’s essential that you get in contact with our Emergency Assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
- Your policy number
- A contact number
- The nature of your problem
- Your location
Unable to travel in first trimester
I unexpectedly became pregnant towards the end of November. I was planning on still going on the trip until my doctor diagnosed me with Hyperemesis Gravidarum. They recommend not leaving the country due to these complications in the first trimester of pregnancy.
M.McClendon. U.S Nomad.
Travel Insurance Benefits: how we can take care of you*
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
FAQ
Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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If I decide to return home during my trip, is there coverage for those expenses?
No, there's no coverage for change of mind.
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If I fall pregnant before my trip, can I cancel?
The policy doesn’t cover cancellation for change of mind. If you have complications with your pregnancy, World Nomads can offer you coverage.
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Do your policies cover pre-existing pregnancy complications?
No. There’s no coverage for pre-existing pregnancy complications.
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Do both of your policies cover pregnancy?
Yes, both the Standard and Explorer policies cover pregnancy.
Before your trip, check the latest government advice for any travel alerts for your destination.