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You have the option to upgrade and pay a little extra to increase the cover for any high value items if they're stolen, lost, damaged or destroyed on your travels.
To upgrade the cover for high value items you're taking with you on your trip, simply list them on your policy and pay the additional premium.
You must specify all high value items on your policy when you buy it, or at any time before the policy start date. Once your policy commences, it’s too late to add any specified items. Any additional personal baggage you buy on your travels will be automatically covered under the baggage limits.
We'll pay for theft, loss, accidental damage or destruction of your high value specified items according to the policy terms, conditions, limitations and exclusions outlined in the policy wording.
In the event of a valid claim we will pay the lesser of the value specified or the replacement cost of the item. Depreciation is not applied to claims on high value specified items.
If you cannot supply any required supporting documentation then the claim may be denied. Supporting documents include original purchase receipts, valuation reports and acceptable proof of ownership.
We're here to help if you have a question about travel insurance.
Before your trip, check the latest government advice for any travel alerts for your destination.
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