Travel insurance when participating in snow sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling, and claim online from anywhere in the world.
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What's covered for skiing and snowboarding?
- Snow sports cover to protect you and your ski and snowboard gear
- What's not covered for skiing and snowboarding?
World Nomads loves the snow and so do the British. When it comes to skiing and snowboarding, Brits are always on the search for the best slopes with the finest powder … but with snow comes the chance of an icy wipeout, unforeseen accidents and damaged gear. If the slopes get the better of you, World Nomads travel insurance for snow sports will have your back.
We’ve designed our plans to cover the style of snow sports our Nomads have told us they love the most:
- Skiing and boarding in ski resorts
- Cross-country skiing on marked trails
- Skiing in terrain parks
- Heli-skiing & heli-boarding
- Ice skating, snow rafting, and more
Cover between plans varies, special conditions and exclusions apply to certain winter sport activities, so be aware of this and select your sport carefully.
Traveller Insurance Tip: to stay safe, you must follow the International Ski Federation (FIS) Rules of Conduct or the resort regulations. Don’t venture into back country areas without taking local advice and appropriate rescue equipment.
Snow sports cover to protect you and your ski and snowboard gear
To find out more about specific conditions around ski and snowboard coverage for British travellers, please check out our Help Centre article that goes into more detail on how our travel insurance works.
And also, because we know that ski and snowboard equipment costs, such as skis and snowboards, ski boots, and other snow gear, can quickly add up, we offer cover for high-value items if you need to insure your snow equipment.
In the case your baggage and ski gear are delayed, lost and/or damaged by a common carrier, you must report the incident as soon as possible to a responsible officer for the carrier. Get a Property Irregularity Report, or a similar official report, in writing and make a claim directly with the carrier in the first instance and request a refund of the costs you’ve incurred before making a claim on your policy.
Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy wording for details on maximum benefit limits and exclusion and conditions of your coverage.
What's not covered for skiing and snowboarding?
We understand that accidents on the slopes happen, such as hitting rocks and trees or getting hit by another skier or snowboarder, especially if you’re only a beginner. However, sorry – we won’t cover you if you do something reckless. Some things we may not cover include:
- If you ski or snowboard while under the influence of alcohol or drugs (Not a good idea!)
- Competition skiing and snowboarding
- Search and rescue costs
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
- Expenses that can be recovered from another source
- The policy excess, deductible or co-pay amount as shown in the policy wording
This is only a summary of cover and does not include the full terms, conditions, limits and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered.
If you are unsure of your level of travel cover, please contact customer service for help.
What does my travel insurance cover?
FAQ
Here are our most frequently asked questions abou snow sports insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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How do I get to the medical centre if I’m injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the hill. If you’re already in the village, contact our emergency assistance team so that they can direct you to the nearest medical facility, help arrange treatment or emergency transport if required. For further info, click here.
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What if the airline damages my board/skis?
If your gear is damaged by the airline, World Nomads can help cover some of the cost to replace them. For further info, click here.
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Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. For further info, click here.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip from unexpected cancellation.
- Explorer Plan: £5,000
- Standard Plan: £3,000
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Sudden death of an immediate relative?
We’ve got your back.
Emergency Abroad Medical Expenses
Take the pain out of medical costs while traveling abroad.
- Explorer Plan: £10 million
- Standard Plan: £5 million
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transport
Expenses included in Emergency Medical limits.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medical evacuation home?
Help starts here.
Protect your gear
Cover your lost, stolen or damaged gear and tech.
- Explorer Plan: £3,000
- Standard Plan: £1,500
Protect your gear
- Go Pro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Medical Expenses
- Baggage & Personal Belongings
- Cancellation
- Trip Curtailment
- Personal Accident
- Loss of Passport or travel documents
- Personal Liability
- Legal Expenses (Personal Liability)
You are not eligible to buy a policy if you travel against medical advice, travel with the intention of receiving medical treatment, or have a terminal illness. World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not. You can still purchase a World Nomads policy, but the PEMC exclusion cannot be removed, and you will be responsible for any related costs.
For information on travel insurance providers that offer cover on PEMC, visit Money Helper or call 0800 138 7777.
24/7 Emergency Medical Assistance
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of Emergency Medical Assistance right now?
For policies purchased on or after 27 June 2024
+44 (0) 144 444 2021 (Call via an operator reverse charges. Not toll free.)
For policies purchased before 27 June 2024:
Phone: +44 (0) 203 093 1750 (Call via an operator reverse charges. Not toll free.)
