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Travel Insurance for Italy

Explore la dolce vita

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Known as Bel Paese (beautiful country), Italy is loved for its ancient hilltop villages, beautiful coast, mountains and lakes. The spectacle continues with its fine food and wine, cultural festivals and the most UNESCO World Heritage sites (tied with China).

Wherever you’re exploring in Italy, in search of La Dolce Vita, you need to be prepared for the occasional unexpected twist and turn which can trip-up many a seasoned traveller.

Do I need travel insurance when travelling to Italy?

No matter how well planned your trip, unexpected events can crop up. Having travel insurance can mean the difference between a costly, trip-ending disaster, or a blip on the radar that becomes part of a great travel anecdote told to friends and family when you return.

Depending on the type of Italian holiday you’re planning, World Nomads offers a choice between the Standard Plan and the Explorer Plan, each offering different benefits and limits. All our plans for UK residents offer cover for:

  • Overseas emergency medical.
  • Trip disruption.
  • Baggage and personal belongings.

Once your trip is booked and you know the types of activities you’ll be doing, your next Italian job will be to book travel insurance.

What do I need to know about travel insurance for trips to Italy?

Whether it’s a medical emergency, stolen personal items, or a last-minute trip cancellation, travel insurance could help you avoid those unexpected costs and unnecessary stress.

Our Standard and Explorer plans can offer cover (up to the policy limits) for:

  • Family coverage: Traveling with your crew? Our plans (both Single and Annual Multi-Trip) can cover two adults and up to six dependents under one policy (provided dependents are under 18 at the time of policy purchase).
  • Medical emergencies: Our travel insurance for overseas medical could cover you for up to £5,000,000 (Standard Plan) or £10,000,000 (Explorer Plan), including overseas medical treatment, hospital stays, and prescribed medication. And our Emergency Medical Assistance Team is available 24/7 to help with medical emergencies,
  • Evacuation & repatriation: If the worst happens and you need medical evacuation or repatriation back to the UK, we may cover the costs.
  • Lost, delayed, or stolen baggage: Whether it’s a pickpocket or a baggage mishap at Heathrow, we may help replace the essentials.
  • Trip interruption & cancellation: Flights get delayed. Plans change. A last-minute emergency back home in the UK forces you to cut your trip short. We cover trip interruptions and cancellations for specific insured events, so you’re not left out of pocket.
  • Adventure activities: Our policies cover over 150 adventure sports and activities - so you can chase the thrills without worrying about the fine print.

Dive into your policy details for the full scoop, and if anything's unclear, contact us.

How does Overseas emergency medical assistance work?

Unplanned medical emergencies can have a lasting impact long after the holiday memories fade. Our overseas emergency medical cover includes:

  • A 24/7 Medical Emergency Assistance Team to help find medical facilities, assistance and get you in touch with authorities or even family back home, if needed;
  • Emergency medical costs for unexpected accident and illness;
  • Evacuation or Repatriation back home to the UK for treatment if needed.

Air Doctor: When You Need a Doctor, But Not a Hospital

Not every medical issue warrants a hospital visit, and that’s where World Nomads Powerede by Air Doctor comes in.

With Air Doctor, British travellers can connect with a doctor virtually or find one nearby, so you don’t have to stress about navigating the Itialian healthcare systems. Whether you need a quick consult, a prescription refill, or minor treatment, Air Doctor helps you get sorted quickly so you can get back to your adventure - minus the downtime.

Ready to explore the beauty of Italy? Grab your travel insurance quote here.

What’s not covered

Travel insurance isn’t designed to cover everything and it’s important to understand where your cover won’t apply so you aren’t caught short. For example, while an accident that requires emergency medical treatment generally could be covered, if it was caused because you were intoxicated with alcohol or drugs, then it may affect your claim.

Also, understand that pre-existing medical conditions that require medical care or which may cause you to cancel or curtail your trip won't generally won’t be covered either. Check the wording of your policy to be sure.

If you require any medical treatment during your trip to Italy, you will first need to contact your private medical insurance (PMI) provider, if you have one, and follow its processes. Where your PMI provider cannot help, please contact our 24/7 Emergency Assistance Team before incurring medical costs.

Travel insurance isn’t designed to cover everything, so make sure you’re careful with your planning and you read the Policy Wording to make sure you understand what’s included and what’s not, as well as the terms, conditions, limitations, and exclusions. If you have any questions get in touch.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: £5,000
  • Standard Plan: £3,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

  • Explorer Plan: £10 million
  • Standard Plan: £5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your lost, stolen or damaged gear and tech.

  • Explorer Plan: £3,000
  • Standard Plan: £1,500
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Baggage & Personal Belongings
  • Cancellation
  • Trip Curtailment
  • Personal Accident
  • Loss of Passport or travel documents
  • Personal Liability
  • Legal Expenses (Personal Liability)
This is a general summary for United Kingdom residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.
Pre-existing medical conditions

You are not eligible to buy a policy if you travel against medical advice, travel with the intention of receiving medical treatment, or have a terminal illness. World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not. You can still purchase a World Nomads policy, but the PEMC exclusion cannot be removed, and you will be responsible for any related costs.

For information on travel insurance providers that offer cover on PEMC, visit Money Helper or call 0800 138 7777.

24/7 Emergency Medical Assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of Emergency Medical Assistance right now?

For policies purchased on or after 27 June 2024
+44 (0) 144 444 2021 (Call via an operator reverse charges. Not toll free.)

For policies purchased before 27 June 2024:
Phone: +44 (0) 203 093 1750 (Call via an operator reverse charges. Not toll free.)

Contact the team