How World Nomads protects US Residents traveling to athletic challenges.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Not only are races and sporting events fun to participate in, but when you travel to join them in other countries, you also get to soak in the local culture and experiences. Running a marathon in Paris, France? Why not also enjoy some croissants, museums, shopping, and Bordeaux wine while you’re at it?
If you are going to travel for a sporting competition – such as Tough Mudder, Ironman, marathons, amateur soccer/football championships, or other organized sporting events – you may want to get travel insurance coverage so you can focus on the fun instead of worrying about what might go wrong.
Depending on the World Nomads plan you chose, trip delay coverage, car rental damage protection, optional cancel for any reason benefit, and even pet kenneling if your return trip is delayed, may all be available to you.
Reach out to us to get a quote and read on to learn what you need to know about travel insurance coverage for racing and sporting events.
As sport and adventure enthusiasts ourselves, we understand the thrill of taking ourselves to the edges of the world and pushing ourselves to the limit. And to accommodate the races, marathons, and sporting events that we love so much, we now offer travel insurance coverage for them. Examples of coverages that could apply:
Say your health takes a turn for the worse and a physician advises you not to travel; 50% of the trails or slopes at your race destination are closed for covered reasons; or an unexpected hurricane renders your accommodation totally unusable; you may be able to recoup your pre-paid, non-refundable travel expenses... handy when you’re ready to re-book the adventure in the future.
Even if you’re in tip top shape and you’ve been training for the sporting event all year, you could still find yourself with an unexpected medical emergency. Slip while climbing up a muddy wall? Twist your ankle while running a marathon? Bust your nose when a soccer ball smashed into your face? Our coverage may help reimburse expenses from the services of a physician, ambulance rides, x-rays and more in the case of an accident or injury that occurs on your trip. World Nomads plan holders also have access to the 24/7 non-insurance Emergency Assistance Team... which you’ll especially appreciate if you need to translate your medical needs to your non-English-speaking doctor. Exclusion applies for Adventure and Extreme Sporting Activities.
Is your event taking place in some far-flung destination of the globe? Well, if you’re seriously injured, you may require medical evacuation. Subject to approval of the 24/7 non-insurance Emergency Assistance Team, you may be transported to the nearest adequate medical facility if there are none in your immediate area and you suffer an injury that is severe, acute or life- threatening. Additional offerings and terms apply - see your plan documents for more information.
Maybe your backpack slipped off the dock before the event began, or a thief stole your running shoes out of your hotel room. Our baggage and personal effects coverage can help reimburse you for your stuff, up to its actual cash value at the time of the loss or the cost to repair or replace it with a similar item. You may also be covered under the baggage delay benefit for baggage delays of at least 12 consecutive hours in route to your destination, other than your return destination. Make sure to get documentation from the responsible party including any amounts already reimbursed to submit with your claim.
We get that even if your primary adventure is for a particular race or sporting event, you may also want to get in on other types of fun during your trip as well. Well, World Nomads also covers over 250 other sports, activities and experiences you might want to engage in during your vacation. A small sampling of covered activities includes:
The coverage – and the maximum benefit amount – resulting from a covered loss during your specific activity can depend on which plan you buy. Our article on covered sports and activities should help you decide on whether to buy a Standard, Explorer, Epic or Annual plan, as they can have different levels or types of coverage.
Though our plans are pretty robust, there are some things that we won’t cover. Some things we may not cover include:
When it comes to any sport, safety should always come first. Here are some tips:
Are you traveling often? Lucky you! You can always purchase a travel protection plan abroad (waiting periods may apply). World Nomads plans offer coverage for up to 180 days at a time with the Standard, Explorer, and Epic plans. And if you plan to take numerous trips during the year, then the Annual Multi-Trip plan could be best for you with a maximum individual trip length of 45 days.
With World Nomads, you can buy travel protection, including insurance benefits and non-insurance services, before you go or when you're already traveling, anytime, anywhere, 24-hours a day. Fill out a quick form and get a fast quote.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.
I arrived in Delhi from Rome. Baggage claim help desk informed me that my bag had been delayed in transit. I was without my bag for almost a week before it was finally delivered to me. It was cold in Delhi (being winter, December) and my warm jacket was in my bag, requiring that I purchase a jacket and other items of warm clothing that I had not taken in my carry-on.
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Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
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Before your trip, check the latest government advice for any travel alerts for your destination.