Bundled coverage for medical, cancellation, and adventure activities.

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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below. 

Travel insurance isn’t just for long-term travelers. Things can go wrong on any trip, even a weekend getaway to Mexico. That’s why World Nomads offers travel insurance* plans for US residents from one day to 180 days for trips over 100 miles from home.

What you're covered for

We offer four plans - Standard, Explorer, Epic or Annual - and each offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs. You should think about travel insurance in buckets: protecting you, your stuff and your investment. Look at your vacation details and then make sure you are covered appropriately in all those buckets. You can’t upgrade your coverage after you purchase a plan, so it’s important to get this right on the first go. World Nomads plans offer coverage for up to 180 days at a time with the Standard, Explorer, and Epic plans. And if you plan to take numerous trips during the year, then the Annual Multi-Trip plan could be best for you. That plan has a maximum trip length of 45 days.

Our various travel insurance plans for US travelers may cover you for emergency medical, evacuation, cancellation, interruption, baggage, and may help with the recovery of missed, prepaid, non-refundable trip costs when you cancel for a covered reason. We also cover over 250 adventure activities and offer optional cancel-for-any-reason coverage (depending on the plan you choose). And if you decide to travel longer, World Nomads lets you buy more coverage on the road.

World Nomads travel insurance also:

  • Makes it easy to buy and claim online, even if you’re traveling
  • Provides you free access to travel safety advice for your next adventure
  • Gives you 24hr / 7 day emergency assistance in various languages

Get a quote 24/7

With World Nomads, you can buy travel insurance before you go or when you're already traveling, anytime, anywhere, 24-hours a day. Fill out a quick form and get an instant quote.

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

Planning a trip?

Don't forget to pack World Nomads travel insurance for your next vacation. World Nomads will be with you every step of the way with:

  • 24/7 emergency services
  • Medical cover
  • Gear cover
  • Trip cancellation
  • And more...

A True Claims Story

Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
L.D.
U.S. resident in Spain

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,500
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Banged up abroad?
  • Need to get to hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Runway Health
  • FootprintID
  • Blue Ribbon Bags
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200 activities you love + more

Snow 42 activities
Water 56 activities
Air 31 activities
Land 80 activities
Sports 80 activities
Experience 11 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are included in All Plans. Orange and blue activities are included in the Explorer Plan. Orange, blue and purple activities included in the Epic Plan.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Get an instant travel insurance quote

Simple and flexible travel insurance designed by travelers, for travelers. See why over 3 million travelers have chosen World Nomads for more than 20 years.

FAQ

Here are our most frequently asked questions about our travel insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team.

  • What is covered if I need to cancel my trip?
    There's coverage in both Standard and Explorer plans for the transport and accommodation expenses you've already paid for if you can't travel because the doctor certifies that you're medically unfit to travel, or you, your travel buddy or a close relative is hospitalized or dies.
  • What if I get sick on my trip?
    If you’re injured or get sick while you’re traveling, and you’ve bought the policy for the activities you’re doing, you can be covered for: hospitalization; out-patient treatment for medical emergencies; prescribed medicines, X-rays, and laboratory tests; and being brought home, if medically necessary.