Travel insurance may be able to help US students as they learn outside the classroom.

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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Studying abroad is a great opportunity to learn about the world – and yourself. Ideally your lessons will be of the academic kind, but World Nomads travel insurance* may be able to help if things go wrong.

Am I covered?

Your basic health and travel essentials will most likely be covered through your study-abroad organization. But World Nomads can cover you for a wide range of adventure activities or if you decide to extend your trip (we think you should definitely extend your trip!).

We offer four plans for US travelers to consider, including a potentially cost-effective Annual Plan. All of them offer differing levels of coverage for emergency medical expense coverage, evacuation, cancellation, and baggage, as well as over 250 adventure activities.

World Nomads travel insurance:

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

Going on a study abroad?

Don't forget to pack World Nomads travel insurance! If you plan to extend your trip beyond your studies, World Nomads will be with you every step of the way with:

  • 24/7 emergency services
  • Medical cover
  • Gear cover
  • Trip cancellation
  • And more...

FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team

  • Do students need travel insurance?
    It’s a good idea for students to consider travel insurance for their trips or study abroad programs, as plans offer coverage for unexpected, emergency scenarios while overseas.
  • Can I buy a travel insurance plan if I'm already studying abroad?
    Yes, you can be traveling anywhere in the world and still buy a plan. You can purchase it for any duration you choose (from 1 day up to 180 days for single-trip plans, or 45 days-per trip for an Annual Plan). Check the plan wording for details on when coverage begins and ends.
  • What if I get sick while traveling?
    If you’re injured or get sick while you’re traveling, and you’ve bought the plan for the activities you’re doing, you may be covered for: hospitalization; out-patient treatment for medical emergencies; prescribed medicines, X-rays, and laboratory tests; and being brought home, if medically necessary. You’ll also have access to our 24/7 Emergency Assistance Team.

A True Claims Story

I went to the hospital because I felt a fever and upon further testing they found it to be dengue fever. They also found a infection in my liver which made the process of getting better take longer than usual. I stayed in the hospital for 8 days before I was discharged.
E.J.
U.S. resident in Thailand

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,500
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Banged up abroad?
  • Need to get to hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Runway Health
  • FootprintID
  • Blue Ribbon Bags
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200 activities you love + more

Snow 42 activities
Water 56 activities
Air 31 activities
Land 80 activities
Sports 80 activities
Experience 11 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are included in All Plans. Orange and blue activities are included in the Explorer Plan. Orange, blue and purple activities included in the Epic Plan.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team