When buying World Nomads Travel Insurance, generally your country of permanent residence is the country you would want to be repatriated to in the event of a medical emergency, and where you are entitled to long term health care if required.
Eligibility criteria for coverage
World Nomads defines a Resident as: an Australian citizen or holder of an Australian residency visa:
- with unrestricted right of entry into Australia;
- with access to long-term medical care in Australia (not including Reciprocal Health Care Agreements);
- who has a permanent Australian residential address; and
- who agrees to be repatriated, if required, back to Australia under this insurance.
Travel insurance tip: if you forgot to buy a policy before you started your trip, are outside your home country without insurance, or your cover has ended but your trip hasn’t, you can buy or extend with World Nomads 24/7 online. If you buy a policy while travelling, you'll have to wait up to 72 hours for full cover to apply. However, you can be covered straight away if you're injured in an accident after you buy a policy.
Planning your next holiday? Make sure you’re covered, whether you're an Australian resident or have relocated abroad. Get a quote that’s tailored to your travel needs today!
You're not eligible for cover if you:
- Intend to live overseas at a permanent residential address for more than two years;
- Will be 70 years old at the time you buy your policy or at the time you extend your trip and buy more cover;
- Intend to use this policy in place of private health insurance; or
- Don't wish to return to Australia (for example, in the event of a medical repatriation from overseas).
Please be aware that your policy can’t cover any expenses incurred within your country of permanent residence. Each policy has specific conditions or definitions of residence, so do read the Product Disclosure Statement (PDS) carefully to see if you’re eligible to buy it.
Also, if you are travelling with people from different countries of residence, they will have to buy separate policies to cover their country of residence, which may have different terms and conditions of cover.
Who is covered by my travel insurance policy?
This is only a summary of cover and does not include the full terms and conditions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
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