Travel insurance for Canada
In this northern star, don’t forget these travel insurance tips for your next adventure
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The vast landscapes and vibrant cities of Canada have a lot to offer travellers from solo adventurers to families. From the breathtaking Rockies, to cosmopolitan hubs like Toronto and Vancouver, Canada offers something for everyone. Embrace outdoor activities in Alberta, multicultural cuisine in Quebec, and a welcoming atmosphere that promises unforgettable memories.
Wherever your visit to the land of the maple leaf takes you, our policies offer benefits (up to the policy limits) for:
- Overseas medical emergencies
- Medical evacuation and repatriation
- Coronavirus
- Cancellation
- Delayed Baggage
- Adventures, sports, and activities
And if you’ve already left on your trip, don’t worry – with World Nomads you can buy travel insurance while on the road.
Choosing the right policy for you
We offer two travel insurance plans – Standard and Explorer – each of which offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs on your Canadian adventure.
Cover for medical emergencies
Whether you’re planning on hiking in Banff National Park, or seeing the Northern Lights in the Yukon, there’s so much to see and do in Canada that the last thing you want is to get sick or injured and worry about how you’re going to pay medical bills. Our overseas medical insurance offers cover for emergency medical treatment if you need:
- Hospitalisation
- Day surgery and out-patient treatment
- Visits to registered medical practitioners
- Prescribed medicines
- Ambulances
- Medical evacuation, even from remote areas
- Emergency dental treatment
- Extra expenses to get you home, if medically necessary
Travel tip: know your own medical history and needs. For example, if you have an existing medical condition(s), that may invalidate your cover. In some cases, you may need to have a doctor sign off that you’re fit to travel. If you’re not sure whether you’re covered, contact us.
24/7 emergency assistance
The Emergency Assistance team are available 24/7 and can help you if you are having a medical emergency. They can also help arrange medical transport, set up direct payments to medical facilities and give support to you and your family.
Coverage for Coronavirus
Both our Standard and Explorer policies offer cover for emergency medical assistance if you get sick with Covid-19 whilst travelling around Canada.
Our Explorer plan also offers cover for some Coronavirus related events such as cancellation, trip interruption expenses and some quarantine costs, as well as additional benefits for healthcare workers, residential care workers and law enforcement officers who have their pre-arranged leave cancelled by their employer due to Coronavirus.
Check out our What’s Covered for Coronavirus article, and contact us if you have any questions.
Get a quote 24/7
With World Nomads you can get an instant quote anytime, anywhere, before you leave home or while you’re on the road.
Trip cancellation
If your travel plans change unexpectedly and some or all of your trip is cancelled, our policies offer coverage (up to benefit limits) for some non-refundable, pre-paid transport and accommodation expenses.
All of our policies can offer coverage for you if you can’t travel because:
- A doctor certifies that you’re medically unfit to travel,
- You, your travelling companion, or a close relative is hospitalised or dies
- Your transport is cancelled or delayed because of severe weather, natural disaster, hijacking, or strike.
Delayed baggage
What do you do if you’ve arrived in Vancouver, but your bags haven’t? If your luggage is delayed for more than 12 hours, our policies offer cover for essential purchases so you can rest easy while you wait for your bags to turn up.
Our policies also offer coverage if your bags and personal effects are lost, damaged or stolen.
Travel tip: make copies of your essential travel documents and carry essentials such as toiletries, medications, and irreplaceable items in your carry-on luggage.
Cover for adventure activities and sports
If you’re into the outdoors, Canada is the place to go! Our travel insurance policies offer cover for more than 150 activities, sports and experiences from skiing in Whistler, to hiking in Jasper National Park, or mountain biking in Montreal. We can also cover some water-based activities, including kayaking and white-water rafting.
Keep in mind that some of these activities may require you to use specific safety gear or to be accompanied by a licensed guide, and other terms and conditions may apply. Be sure to read the exclusions section of your policy closely because some activities such as Mountaineering and professional sports are not covered.
If you’re not sure if something you’re planning on doing while on holiday is covered, please contact us before you organise your policy.
Travel tip 2: Canada experiences diverse climates. Pack layers, waterproof gear, and check weather forecasts before heading out for your adventures.
Want travel inspo for your Canadian adventures?
Check out our handy guides to get better acquainted with the ‘Great White North’:
- Your free insider’s guide to Canada
- Canadian Summer or Snow? A guide to choosing when to go
- Finding the Northern Lights in Yellowknife, Canada
- The best 8 places to see wildlife in Canada
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation, and exclusions. If you are unsure of anything, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip from unexpected cancellation.
- Explorer Plan: Unlimited
- Standard Plan: $5,000
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Overseas
Take the pain out of medical costs.
- Explorer Plan: Unlimited
- Standard Plan: $5,000,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transport
We'll get you to hospital lickety-split
- Explorer Plan: Unlimited
- Standard Plan: $500,000
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Cover your stolen or damaged gear and tech.
- Explorer Plan: $10,000
- Standard Plan: $2,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Overseas Medical Expenses
- Emergency dental treatment
- 24 hour assistance
- Emergency medical transport & repatriation
- Cancellation costs
- Trip interruption costs
- Compassionate emergency visit home
- Resumption of trip
- Theft or accidental damage to baggage and personal items
- Baggage delay over 12 hours
- Funeral expenses overseas or repatriation of remains
- Personal liability
24/7 emergency assistance
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Phone: +61 2 8263 0470 or Phone: +61 2 8292 1470 (reverse charges via an operator from anywhere in the world)
Contact the team
Before your trip, check the latest government advice for any travel alerts for your destination.