Does My Travel Insurance Cover Medical Costs Upfront?

For information relating to policies purchased prior to 27 June 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 27 June 2024, please see below.

Who pays depends on what’s happened!

If it’s an emergency situation where hospital admission and/or medical evacuation is required, we'll cover these costs upfront (provided the incident is covered as per the policy wording, of course).

You, a member of your travelling party, a friend or an immediate relative must contact our 24/7 Emergency Medical Assistance Team as soon as possible to confirm cover, manage costs and any potential claim if you:

  • have been admitted to hospital as an in-patient for at least one night;
  • get medical treatment or need ongoing treatment abroad;
  • are injured, are hospitalised or suffer psychological trauma in an assault; or
  • need emergency transport, medical repatriation or a medical escort.

If it's not an emergency e.g. you see the doctor at the local medical centre, then you would pay upfront and make a claim online once all treatment is complete.

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.


Related Articles

View more

Can't find the answer you are looking for?

Contact us
  • All contact details
  • Emergency Assistance Contact
  • Claims contact

Contact our Emergency Medical Assistance Team

For help in an emergency, contact our Emergency Medical Assistance Team. They are available 24 hours a day, 7 days a week.

Contact us

Phone

For policies purchased on or after 27 June 2024:


+44 (0) 144 444 2015


+44 (0) 144 444 2017


+44 (0) 144 444 2018


+44 (0) 144 444 2019

_________________

For policies purchased before 27 June 2024:


+32 (0)2 808 66 32


+45 89 87 30 23


+49 (0)335 5622 3012


+31 (0)20 8080731

Email

For policies purchased on or after 27 June 2024:

worldnomads.assist@collinsoninsurance.com

_________________

For policies purchased before 27 June 2024

worldnomadsassist@axa-assistance.com

Contact our Claims Team

We’re here to help if you have a question about your claim. We’re available

Contact us

Phone

For policies purchased on or after 27 June 2024:


+44 (0) 333 333 9621


+44 (0) 333 333 9619


+44 (0) 333 333 9618


+44 (0) 333 333 9617

_________________

For policies purchased before 27 June 2024


+32 (0)2 808 66 32


+45 89 87 30 23


+49 (0)335 5622 3012


+31 (0)20 8080731

Email

For policies purchased on or after 27 June 2024:

Belgium

worldnomads.clmsbe@collinsoninsurance.com

Denmark

worldnomads.clmsdk@collinsoninsurance.com

Germany

worldnomads.clmsde@collinsoninsurance.com

Netherlands

worldnomads.clmsnl@collinsoninsurance.com

_________________

For policies purchased before 27 June 2024:

https://worldnomads.claims.axa.travel