Travel insurance for Spain
Discover how World Nomads Insurance can help you travel better
- As featured in:
As featured in:
Tapas, wine, sunshine and fiestas. Olé!
From hiking the scenic trails of the Pyrenees, to marvelling at the Alhambra in Granada, or cheering for FC Barcelona, Spain has something for everyone. If you’re a New Zealander heading on an adventure to La Roja, you should consider World Nomads travel insurance when packing your bags.
- What's covered
- Why should I consider travel insurance to go to Spain?
- What should I look out for when travelling around Spain
- What's not covered
- Travel and safety tips when going to Spain
- Have more questions?
- FAQs
What's covered
Our policies can offer cover (up to policy limits) for benefits including:
- Emergency medical treatment, evacuation and repatriation
- More than 150 activities, sports, and experiences
- Trip cancellation and delay
- Baggage and personal belongings
- Coronavirus-related events
- Cover for families small and large
- Cover for extended stays and if you’re working
World Nomads offers two plans – Standard and Explorer – each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs.
Why should I consider travel insurance for Spain?
Travel insurance could help if you land in Barcelona but your baggage doesn’t, you suffer a travel delay, or you need to be medically evacuated.
Backpacking in Spain
With plenty of affordable accommodation, delicious food and a never-ending list of famous sights, Spain is a backpacker's dream! Our policies may cover you if your wallet is stolen whilst browsing the El Rastro markets, for travel delays or if your trip is cancelled.
Adventuring in Spain
Our policies can cover injuries and accidents for more than 150 activities, sports and experiences - whether you’re cycling the Basque country, kayaking in Costa Brava or hiking in the Pyrenees. Just be sure to specify the activities you intend to do when you purchase your policy, as you can’t add them afterwards.
Medical Mishaps
Our policies can cover you if you get sick from a dodgy prawn in your paella, or are in a serious accident that requires emergency treatment, evacuation. We can even bring you home for treatment. We can cover hospitalisation, evacuation, treatments and more.
What should I look out for when travelling around Spain
As fun and fascinating as Spain can be, there are some things you should be aware of:
Crime in Spain’s hotspots
Wandering the streets of Madrid, Barcelona, and Seville can be a wonderful experience, but remember to remain vigilant and keep your valuables in sight. Watch out for bag snatching, pickpockets, and theft from cars. If you’re taking tech gear and other high value items our policies can cover you with an upgrade.
Natural disasters in Spain
Spain experiences earthquakes, severe storms, and wildfires. Our policies offer cover for natural disasters. To be covered you’ll need to purchase your policy before the natural disaster event is known.
Have fun at festivals but don’t overdo it
Spain has some of the best party spots in the world – Ibiza anyone? When going to party hotspots and festivals be aware of your surroundings, especially if you’re travelling solo and don’t know the language. Don’t overdo it when it comes to drinking and be careful of accepting drinks from strangers.
Remember that benefits limits apply, and benefits may differ depending on the plan you purchase. If you’re unsure of anything, contact us.
What's not covered
While there are several things we offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the New Zealand Government (see www.safetravel.govt.nz)
- Any activities or sports that aren’t covered by our policies or where you don’t purchase the appropriate level upgrade
- The Running of the Bulls
- Unsupervised baggage or personal items
- Being intoxicated by alcohol or drugs or acting illegally.
Travel insurance and safety tips when visiting Spain
- Running with the bulls in Pamplona? It’s a no from us - our policies do not cover this activity.
- Keep your personal items close: petty crime is a problem in big cities like Barcelona. Take care at busy tourist spots, beaches and on public transport.
- Be mindful of tourist scams: common scams include the flower scam and pigeon poo scam.
- Keep copies of all receipts, tickets, paperwork: you’ll need to provide these in the event of a claim.
- Prepare for the outdoors: make sure you have adequate gear including sunscreen and water. Spain has a warm climate – you don’t want to ruin your holiday with severe sunburn or heatstroke!
Have more questions?
If you have more questions about travel insurance, feel free to contact us.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
FAQ
Here are our most frequently asked questions about buying travel insurance for scuba diving. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.
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Do I need a Schengen Visa to travel to Spain?
Yes! When in Spain, it’s very important to have a valid passport and a Schengen visa if you’re not a European citizen as this will help you move freely around the 27 EU member states. If you’re travelling to Spain on a short trip, you will likely need to apply for a Schengen short-stay visa for Spain. Consult the Schengen Visa website for more details.
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Will my insurance cover me if I take part in the Running of the Bulls in Pamplona?
We don’t cover any sport or activity that’s not listed in your Policy Document. If you’re unsure, it’s best to consult your policy and policy wording. If you’re still not sure, get in touch, and we can help answer your questions.
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Is proof of COVID vaccination required to enter Spain?
Entry to Spain no longer requires proof of COVID-19 vaccination. For full details on entry requirements for your Country of Residence, consult your country’s travel advisory.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip from unexpected cancellation.
- Explorer Plan: Unlimited
- Standard Plan: $5,000
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Overseas
Take the pain out of medical costs.
- Explorer Plan: Unlimited
- Standard Plan: $5,000,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transport
We'll get you to hospital in a flash
- Explorer Plan: Unlimited
- Standard Plan: $500,000
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Cover your stolen or damaged gear and tech.
- Explorer Plan: $10,000
- Standard Plan: $2,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Overseas Medical Expenses
- Emergency dental treatment
- 24 hour assistance
- Emergency medical transport & repatriation
- Cancellation costs
- Trip interruption costs
- Compassionate emergency visit home
- Resumption of trip
- Theft or accidental damage to baggage and personal items
- Baggage delay over 12 hours
- Funeral expenses overseas or repatriation of remains
- Personal liability
24/7 emergency assistance
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)
Within Australia (Free call): 1800 611 210
Before your trip, check the latest government advice for any travel alerts for your destination.