If you’re traveling on a one-way ticket and don’t have a return flight booked the good news is you can still be covered by our travel insurance policies, but there are some things to be aware of.
What am I covered for on a one-way ticket?
Depending on your Country of Residence and the plan you have chosen, you may be covered for all the benefits on our policies including cover, up to policy limits, for:
- Emergency overseas medical and dental
- Medical evacuation and repatriation
- Stolen, damaged or delayed baggage
- Trip cancellation
- Trip interruption
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs.
How can I purchase a policy without a return ticket?
You don’t need a return ticket to purchase one of our policies. Simply go online and get a quote 24/7. You can also buy the policy while already traveling with or without a ticket home.
Can I make a claim if I don’t have a return ticket?
If you need to make a claim on your policy, you can get the process started online. If you have an emergency and need help, you can contact our Emergency Assistance Team at any time.
What if I need to come home due to an insured event?
As the cost of a return ticket is considered a part of any normal trip, in the event that you need to return to your Country of Residence due to an insured event, the cost of a ticket home is not covered under this policy. If you must return home and you don't have a return ticket, we may deduct from your claim:
- the cost you would have normally paid for an economy class airfare at the carrier's regular published rates for your journey home; or
- our actual cost incurred.
But we’ll always deduct the one that’s the lesser amount.
However, if deemed medically necessary and agreed to by us, we may pay for any upgrade costs for you to travel home.
If you have no other claim from which we can deduct this cost, we may seek recovery of the cost of the transport home directly from you, following your return home.
Can I visit any country on a one-way ticket?
Word Nomads offers cover for more than 100 countries worldwide, but there are some destinations that may not be covered for various reasons. You should always make sure you are covered for all of the destination(s) you are planning to visit.
We won’t cover any costs that directly or indirectly relate to or arise from you travelling to, planning to travel to, or choosing to remain in a country or region that is the subject of a government warning of ‘Do Not Travel’ issued by the U.S. Department of State
Note: all travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.
This is a summary only and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. If you have any questions, please contact us.
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Before your trip, check the latest government advice for any travel alerts for your destination.