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Travel insurance while camping

Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.

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Seek solace, adventure, and the great outdoors while camping

Ditch the tech and relax to the rhythm of a wilderness camping trip. From stargazing in Canada’s Jasper National Park to sleeping under the stars on Australia’s Whitsunday Islands, you’ll experience more of everything on a camping break.

What's covered for camping?

If you are injured or become ill travel insurance can help you find medical treatment in a foreign country and take the sting out of unexpected medical costs. Depending on your Country of Residence and the plan you’ve selected, World Nomads may offer coverage (up to the policy limits) for:

  • Overseas emergency medical: emergency medical expenses at a hospital or medical centre if you suffer an unexpected injury or illness while hiking. You can submit a claim to recover unexpected medical expenses while camping abroad.
  • Medical evacuation and repatriation: approved overseas emergency medical evacuation to the most appropriate medical facility for treatment or repatriation back to your country of residence. Emergency transport is subject to approval from the 24-hour Emergency Assistance team.
  • Trip cancellation: has severe weather or a sick travel companion put a stop to your camping break, and you have no choice but to cancel your trip? Your plan may be able to recover the unused, non-refundable expenses of cancelling your trip.
  • Gear protection: had your camera stolen while camping? Our gear coverage can help with replacing belongings swiped from under your nose. You’ll need a police report to submit with your claim as well as copies of the original receipts and supporting documentation.
  • Delayed baggage cover: has your checked-in baggage been delayed for more than 24 hours? Your plan may cover essential items you purchase while you’re waiting for your baggage.
  • Natural catastrophe: both our plans may cover you if a natural catastrophe occurs and you need to move to a safe place or cannot use your booked accommodation.
  • Coronavirus coverage: we offer coverage for some Coronavirus-related events. Check out our Coronavirus cover article which goes into more detail on all the benefits, including benefit limits and exclusions.

Cover for adventure or sports activities while camping

Both our Standard Plan and Explorer Plan offer cover for level 1 sports and adventure activities such as camping, hiking and mountain biking up to 4,500 meters (14,763 feet), or river tubing, kayaking and bungee jumping.

For Kiwis looking for more adventurous pursuits, you may need to upgrade your cover if you’re planning on camping, hiking or mountain biking up to 6,000 meters (19,685 feet) or if you’re abseiling or rafting. Specify all the activities you’re planning on your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your Policy Wording for details or contact us.

Why consider travel insurance for camping?

If that dawn hike didn’t quite go to plan and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility and coordinate payment directly with the hospital (provided cover has been confirmed by us). For general out-patient treatment that’s unlikely to exceed US$725, keep all your receipts so you can make a claim under your policy for reimbursement.

The Explorer Plan also has cover for the rental insurance excess if you’re involved in a motor accident or if your rental car is damaged or stolen, or if you lose the rental key.

Travel Insurance Tip 1: check you have any relevant paperwork as you’ll likely be asked to provide proof for several things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID-19 certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.

What's not covered?

Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:

  • Pre-existing medical conditions as explained in your Policy Wording.
  • Any adventure or sport activity you did not specify on your policy.
  • If you refuse to be repatriated or evacuated.
  • If you do not use a professional, qualified, and licensed guide and operator for activities where required.
  • If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do. If you are unable to contact us before arranging emergency transport or medical treatment, this may impact your cover.
  • Expenses that can be recovered from other sources e.g., service providers, credit card issuers or other insurance policies.
  • If you don't keep your gear safe and secure at all times.
  • Medical treatment that can wait until you return to your country of residence.
  • The policy excess per person per insured event where applicable (check your Summary of Cover).

Travel Insurance Tip 2: before you head off into the wilderness, follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your coverage.

This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.

Did you know travel insurance covers...

You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.

Get an instant travel insurance quote

Simple and flexible travel insurance designed by travelers, for travelers. See why over 3 million travelers have chosen World Nomads for more than 20 years.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)

Contact the team

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

  • Explorer Plan: USD $10,000
  • Standard Plan: USD $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Overseas Medical Insurance

Take the pain out of medical costs while traveling overseas.

  • Explorer Plan: Unlimited, up to 12 months
  • Standard Plan: USD $5,000,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

We'll get you to hospital quickly.

  • Explorer Plan: USD $500,000
  • Standard Plan: USD $500,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: USD $3,500
  • Standard Plan: USD $2,500
Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Overseas Medical & Dental Expenses
  • 24 hour Emergency Assistance
  • Emergency Medical Transport
  • Repatriation & Travel Expenses
  • Pre-Trip Cancellation
  • Trip Interruption
  • Resumption of Trip
  • Travel Delay
  • Missed connection (Explorer)
  • Hijacking (Explorer)
  • Baggage & Personal Items
  • Passport & Travel Documents
  • Personal Liability
  • Rental vehicle insurance excess (Explorer)
  • Personal accident (Explorer)
*This is a general summary for all residents except from USA, Canada, Australia, New Zealand, Europe, Brazil, China and Philippines. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.