Travel Insurance for Pregnancy
Learn what is and isn't covered by travel insurance if you're pregnant.
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This information is for all travellers except: Americans, Australians, Brazilians, British, Canadians, Irish, and New Zealanders.
You’re excited, you’ve got your overseas trip booked and you’re all ready to go… then you find out you’re pregnant. You're super excited but worried about what this might mean for your trip away.
Don’t worry – this doesn’t mean you have to cancel your trip as many of our World Nomads travelers are pregnant when they travel overseas.
You do however need to check your policy as there are some additional conditions and exclusions that apply if you’re pregnant and vary depending on how far along you are.
What’s covered by travel insurance if i'm pregnant?
Timing is everything in this world and so it is with your pregnancy and travel. Check your policy closely as insurance coverage depends on how many weeks pregnant you are and your country of residence.
Assuming everything is normal with your pregnancy, you’ve met the conditions of cover, and while traveling you're suddenly ill, injured or have an unexpected pregnancy complication (including an ectopic pregnancy or miscarriage), you will be covered for:
- Emergency medical treatment
- Hospitalisation
- Ambulances
- Medical evacuation and repatriation to your country of residence (if medically required)
- Cancellation of
- 24 hour/7 day Emergency Assistance team
In addition, if you have to cancel your trip because you're unfit to travel and the doctor signs off on it, you may be covered for your pre-paid, non-refundable transport and accommodation costs.
What’s not covered?
If you travel while pregnant outside the coverage timeframes you will not be covered. In addition, you will not be covered for:
- Any cancellation expenses if you change your mind and decide not to travel due to your pregnancy
- If you’ve previously experienced complications in a prior pregnancy then we won’t cover you for any subsequent pregnancies.
- Routine pregnancy check-ups, e.g. standard ultrasounds and blood tests; pregnancy tests; etc
- Fertility treatments at any time
- Expenses incurred in your home country.
- Pre-existing conditions which may be exacerbated in your pregnancy
This is not a full list of what's covered and what's not covered so if you’re pregnant, have read your policy and are still unif you’ll be covered, call our team who will be able to help.
Important pregnancy dates you need to know before you travel
Insurance coverage depends on how many weeks pregnant you are so check your policy closely which will specify the pregnancy milestones you need to be aware of.
In addition, World Nomads will not cover any pregnant travellers for medical and maternity assistance including and after:
- they reach the 26th week of pregnancy; and/or,
- the 18th week of pregnancy when the pregnancy is the result of fertility treatment and/or you are expecting more than one child.
Conditions of cover
There are a number of conditions of cover you must meet to be eligible for insurance cover. These include:
- The pregnancy must be normal as determined by a medical expert and without complications
- You must not have been previously hospitalised or received treatment for pregnancy related complications
- The symptoms of the acute illness or injury must have begun after you booked and paid for your trip and the insurance
- You must not have previously been pregnant and experienced complications in that, or other, pregnancy/ies
How to get assistance if you're sick or injured while pregnant.
It’s essential that you get in contact with our emergency assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
- Your policy number
- A contact number for where you are now
- The nature of your problem
- Your location
Pregnant and dehydrated.
My wife started vomiting and getting dehydrated. So we went to Kaiser Permanente hospital in Santa Clara, California, US. We were informed that she is pregnant. But it was ok. Then she got really dehydrated (almost fainted) again so had to take her to Palo Alto Medical Foundation hospital, they treated her gave medicine and advised to consult the OBGYN
Pakistani Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation before you leave home.
- Explorer Plan: USD $10,000
- Standard Plan: USD $5,000
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Overseas Medical Insurance
Take the pain out of medical costs while traveling overseas.
- Explorer Plan: Unlimited, up to 12 months
- Standard Plan: USD $5,000,000
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
We'll get you to hospital quickly.
- Explorer Plan: USD $500,000
- Standard Plan: USD $500,000
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Cover your stolen or damaged gear and tech.
- Explorer Plan: USD $3,500
- Standard Plan: USD $2,500
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Overseas Medical & Dental Expenses
- 24 hour Emergency Assistance
- Emergency Medical Transport
- Repatriation & Travel Expenses
- Pre-Trip Cancellation
- Trip Interruption
- Resumption of Trip
- Travel Delay
- Missed connection (Explorer)
- Hijacking (Explorer)
- Baggage & Personal Items
- Passport & Travel Documents
- Personal Liability
- Rental vehicle insurance excess (Explorer)
- Personal accident (Explorer)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)
FAQ
Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.
-
If I decide to return home during my trip, is there cover for those expenses?
No, there's no cover for change of mind.
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If I fall pregnant before my trip, can I cancel?
The policy doesn’t cover cancellation for change of mind. If you have complications with your pregnancy, World Nomads can offer you cover.
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Do your policies cover pre-existing pregnancy complications?
No. There’s no cover for pre-existing pregnancy complications.
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Do both of your policies cover pregnancy?
Yes, both the Standard and Explorer policies cover pregnancy.
Before your trip, check the latest government advice for any travel alerts for your destination.