Travel Insurance for Trip Interruption
The world is your oyster… until an unexpected event interrupts your trip.
- As featured in:
As featured in:
- What is trip interruption coverage?
- What does trip interruption insurance cover?
- What travel insurance plan should I consider?
- What's the difference between trip cancellation, trip delay and trip interruption insurance?
- What else is covered by travel insurance?
- What is not covered by trip interruption insurance?
- What should you do if you need to interrupt your trip?
They say even the best laid plans have a way of veering off course. And, as all seasoned travelers know, trip interruptions are often what steers you in the wrong direction.
Sickness, injury, a family emergency, an active volcano, pesky pandemics… our Nomads have seen just about every type of trip interruption.
Don’t be caught off guard if your travel plans take an unexpected turn. Trip interruption insurance cover with World Nomads is designed to help get your holiday back on track.
What is trip interruption coverage?
Trip interruption coverage is there to help safeguard your travel plans if the unexpected puts a halt on your trip, leaving you unable to partake in your travel itinerary — or causes you to end your trip entirely.
What does trip interruption insurance cover?
Trip interruption insurance cover varies depending on your Country of Residence and the travel insurance policy you choose. With this in mind, you may have cover for:
- Sickness and injury: if you or a member of your traveling party suffers sickness or injury while you’re traveling
- Weather and natural disasters: check your Policy Wording in the Glossary section for a list of natural disasters that we cover
- Work: if work suddenly becomes a priority while you’re away
What travel insurance plan should I consider?
World Nomads offer two types of travel insurance, Standard and Explorer. Which plan you choose is entirely up to you.
Our Standard Plan includes the fundamentals, like overseas emergency medical, lost, stolen or damaged bags and optional cover for high value items, pre-trip cancellation, and more.
Our Explorer Plan includes all these things plus a few more, which makes this option cost more.
What's the difference between trip cancellation, trip delay and trip interruption insurance?
The differences come down to what stage of your trip you’re at and how they impact your travel plans.
Cancellation cover is designed for when you have to unexpectedly cancel your trip.
Trip delay cover offers help if your travels don’t go according to schedule after your trip has begun, delaying your arrival to your destination.
Trip interruption cover is designed for when an event or circumstance prevents you from partaking in your full, planned itinerary, or means you have to end your trip early.
What else is covered by travel insurance?
A myriad of things! Travel insurance is designed to help in times when the unexpected or unforeseen happens. Depending on your Country of Residence and the plan you choose, World Nomads plans offer cover (up to the benefit limits) for:
- Cover for more than 150 activities, sports and experiences
- Emergency Overseas Medical Cover
- Emergency Evacuation and repatriation when necessary
- Lost, stolen or damaged baggage insurance
- And more.
Want to extend your stay?
Travel is addictive, we get it. If you decide to extend your stay, you should consider extending your travel insurance too.
Conditions apply, so as soon as you decide to extend your stay get in touch and we’ll help answer any questions you have about how to extend your insurance policy so you remain covered for the duration of your trip.
What is not covered by trip interruption insurance?
Travel insurance isn’t designed to cover everything. Some of the things that may not be covered include:
- If you decide to cancel your trip because it wasn’t what you thought it would be
- Pre-existing medical conditions – see the Policy Wording for details.
- Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the U.S. Department of State (see state.gov).
- Unattended baggage or personal items, including any items left in a locked car overnight.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Injury that’s as a result of, or happens while, under the influence of drugs or alcohol
It’s always a good idea to check the terms and conditions of your policy, so you understand what is and isn’t covered.
What should you do if you need to interrupt your trip?
Get in touch with the 24/7 Emergency Assistance Team who can help you navigate what to do next.
Get a quote 24/7
Fill out the quick quote form below and get an instant quote 24-hours a day, 7-days a week.
Buy travel insurance while traveling
Already on your trip? You can still purchase trip interruption insurance cover. Get a quick quote and buy while abroad.
Need to know more?
The World Nomads team is here to help 24-hours a day, 7-days a week. Get in touch if you’re unsure what your next step should be and we can help get you there, whether that means deciding which policy is best for your trip, how to buy while abroad, or how to make a claim.
FAQs
What am I covered for if my trip is interrupted?
If you have no option but to interrupt or curtail your trip, you are covered for the value of your unused, non-refundable expenses (for which you paid for and have to forfeit). Cancelation expenses covered include: transportation; accommodation, tours and experiences; visas; tuition or course fees; travel agent fees. Check your Policy Wording for details and the limits for which you are covered.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation before you leave home.
- Explorer Plan: USD $10,000
- Standard Plan: USD $5,000
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Overseas Medical Insurance
Take the pain out of medical costs while traveling overseas.
- Explorer Plan: Unlimited, up to 12 months
- Standard Plan: USD $5,000,000
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital urgently?
We’ve got your back.
Emergency Medical Transportation
We'll get you to hospital quickly.
- Explorer Plan: USD $500,000
- Standard Plan: USD $500,000
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Cover your stolen or damaged gear and tech.
- Explorer Plan: USD $3,500
- Standard Plan: USD $2,500
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Overseas Medical & Dental Expenses
- 24 hour Emergency Assistance
- Emergency Medical Transport
- Repatriation & Travel Expenses
- Pre-Trip Cancellation
- Trip Interruption
- Resumption of Trip
- Travel Delay
- Missed connection (Explorer)
- Hijacking (Explorer)
- Baggage & Personal Items
- Passport & Travel Documents
- Personal Liability
- Rental vehicle insurance excess (Explorer)
- Personal accident (Explorer)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)
Before your trip, check the latest government advice for any travel alerts for your destination.