Travel Insurance for Trip Resumption
Learn if we could help you get back on track after your trip's been interrupted.
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Trip Resumption: What's covered by travel insurance?
If you've had to interrupt your trip and return home because you were sick or injured overseas, or one of your close relatives has been hospitalised or has died, certain World Nomads policies can cover reasonable transport and accommodation expenses to get you back on the road so that you can finish your trip.
Your policy still needs to be valid when you resume your trip and needs to be the one that you were traveling on when you had to return home.
Cover depends on your country of residence, and the limits depends on the policy that you choose, so make sure you read your policy carefully.
Trip Resumption: Does my country of residence cover it?
| Country of residence | Trip Resumption Cover |
|---|---|
| Australia | |
| Brazil | |
| Canada | |
| Ireland | Explorer plan only. |
| New Zealand | |
| United Kingdom | Explorer plan only. |
| USA | |
| All other countries |
Trip Resumption: What's not covered by travel insurance?
- Any expenses incurred while you're at home
- Expenses to get you back on your trip, if you went home because you're home sick
- A business class upgrade where you've been flying budget airlines
- Resumption if your policy has expired
This is not a full list of what's covered and not covered. There are item limits and conditions that apply, so for more information check out our article on trip resumption and read your policy carefully before you buy.
Be prepared if you need to claim for trip resumption.
Depending on your claim, you'll need copies of:
- Receipts
- Itineraries
- Doctors/death certificates
- Medical history (ruling out pre-existing conditions)
- New flight tickets
Grandma in palliative care.
My Grandmother suffered an acute Subarachnoid Haemorrhage after having a fall and was subsequently placed in Palliative Care in November. I received a phone call to return home as my Grandmother only had a few days to live according to the doctors. I returned home and she passed away. I then recommenced my travels after her passing and funeral.
Claim Paid.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation before you leave home.
- Explorer Plan: USD $10,000
- Standard Plan: USD $5,000
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Overseas Medical Insurance
Take the pain out of medical costs while traveling overseas.
- Explorer Plan: Unlimited, up to 12 months
- Standard Plan: USD $5,000,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
We'll get you to hospital quickly.
- Explorer Plan: USD $500,000
- Standard Plan: USD $500,000
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Cover your stolen or damaged gear and tech.
- Explorer Plan: USD $3,500
- Standard Plan: USD $2,500
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Overseas Medical & Dental Expenses
- 24 hour Emergency Assistance
- Emergency Medical Transport
- Repatriation & Travel Expenses
- Pre-Trip Cancellation
- Trip Interruption
- Resumption of Trip
- Travel Delay
- Missed connection (Explorer)
- Hijacking (Explorer)
- Baggage & Personal Items
- Passport & Travel Documents
- Personal Liability
- Rental vehicle insurance excess (Explorer)
- Personal accident (Explorer)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)
FAQ
Here are our most frequently asked questions about trip resumption insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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Does my insurance pay upfront or do I have to pay and claim?
You'll need to pay and claim for your expenses to resume your trip.
-
Is there an excess?
Yes, all policies which cover trip resumption have an excess.
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If my policy has expired, can I still claim for resumption?
If the policy is expired, it can no longer cover your travel expenses.
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What's considered to be reasonable expenses?
The same standard you've been traveling. So if you've been traveling on a budget airline, business class on a full carrier wouldn't be reasonable.
Before your trip, check the latest government advice for any travel alerts for your destination.