Travel Insurance for Canada
Learn why it’s a good idea for Americans to invest in travel insurance as they explore Canada’s mountains, lakes, and islands.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
- Do I need travel insurance for Canada?
- Travel insurance for activities in Canada
- Travel insurance for medical emergencies in Canada
- Travel insurance for lost bags in Canada
- Travel insurance for canceled, interrupted, or delayed trips to Canada
- Tips for traveling to Canada from the United States
There's so much to see in our neighbor to the north. Considering that it’s the world’s second largest nation, Canada has a lot to offer travelers.
From dancing northern lights, cinematic snow-capped landscapes, and glacial lakes to bottomless poutine and French-inspired Quebec – Canada is a fantastic destination for Americans looking to adventure deeper into the natural wonders and multi-culturalism of North America.
Whether you dream of taking an epic road trip along Lake Superior’s Ontario Coast or exploring Vancouver, Montreal, and other Canadian cities, consider getting a quote for travel insurance* for Canada. The unexpected can happen on any journey, near or far!
Do I need travel insurance for Canada?
International travel can come with many surprises—such as spotting a grizzly bear in Banff National Park.
Some surprises are not as exciting, though. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you slip and fall while walking on Athabasca Glacier in the Canadian Rockies, you may then wish that you had travel insurance for Canada.
World Nomads has four plans to select from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs.
Travel insurance for activities in Canada
The aptly named Great White North beckons adventure seekers to explore its wild and spectacular landscapes. World Nomads insurance plans covers more than 250 activities for Americans traveling to Canada, including backpacking, Nordic skiing on marked trails, and even bobsledding.
Whether you head into the backcountry for winter sports or are planning to stay on marked national park trails and climbing routes, accidents can happen to anyone. Travel insurance for Canada can help protect you against these unforeseen events so you can adventure with greater peace of mind.
Before you get a quote, it’s advantageous to have an idea of your activities during your trip to Canada. Not all plans cover all activities. Some plans have a wider inclusion for those more daring adventures you might be interested in.
All plans cover activities like White water rafting in Newfoundland, even the Standard Plan. However, if you’re thinking of doing some high elevation ice climbing with a professional guide in Banff National Park consider the Explorer Plan or the Epic Plan.
Travel insurance for medical emergencies in Canada
The allure of Canada’s vastness, from Jasper National Park in Alberta to Thaidene Nëné National Park in the Northwest Territories, is undeniable. However, if you get injured while hiking in the Canadian Arctic Archipelago or are snowboarding, hit a tree, and break your leg, you may need to seek medical assistance. Travel insurance for Canada can help you in instances of medical emergencies.
In the event that you have a medical emergency, you can call the 24/7 Emergency Assistance Team and they may be able to refer you to a place that offers the level of care that you need.
If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Canada may cover the costs to get you there.
To streamline your experience seeking medical treatment in Canada, we recommend signing up for FootprintID before your trip. This non-insurance service is a portable personal health record where your documents, prescriptions, test results, and emergency contacts are accessible in one place anywhere in the world. Whether you need to refill a prescription or deal with a more serious injury, FootprintID expedites the process.
Travel insurance for lost bags in Canada
Nobody plans for lost bags, but it happens. If you’re planning to camp on Vancouver Island, you may have packed your tent, sleeping bag, and hiking boots. When you land in Vancouver Airport and realize that your bag didn’t make it, it’s a less-than-ideal situation. However, your travel insurance for Canada may reimburse you for the cost to replace your camping gear and other belongings.
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens, you could still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact Blue Ribbon Bags, our non-insurance service partner that will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call Blue Ribbon Bags so you can file a lost luggage claim.
Travel insurance for canceled, interrupted, or delayed trips to Canada
When you’re searching for the best travel insurance for Canada, make sure it has coverage for trip cancelation, trip delay, and trip interruption. If it does, you could be reimbursed for unused, prepaid, non-refundable travel expenses if something unexpected happens.
Canada has its fair share of natural disasters, from wildfires in Alberta and British Columbia to flooding across the country. If your trip to Jasper National Park is canceled because the park has been evacuated due to wildfires and it has been declared a disaster area, your travel insurance for Canada may help you be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance.
Travel insurance could help if you’re already on your trip and something happens. For example, you may need to go back to the United States early if an immediate family member has an unexpected medical emergency or dies.
The Explorer or Epic Plan may also cover various travel inconveniences, if you’ve purchased within the time sensitive period. Perhaps you’ve arrived at your ski vacation in Whistler, but there's a lack of snow. If the resort closes its facilities for at least one day during your visit due to lack of snow or inclement weather (during operating hours), you could be eligible to be paid for the inconvenience.
Tips for traveling to Canada from the United States
Canada is generally a safe and welcoming country but like with all international travel, it’s a good idea to be aware of your surroundings and stay up to date with current events in the country. Keep an eye on your belongings when you’re in major cities like Vancouver and Toronto, especially at night.
Before you leave the United States, we encourage you to check out the US government’s safety warnings for Canada. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for Canada, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
With the vast amount of untouched wilderness in Canada, it’s up to us nomads to do our part to protect it for years to come. When you’re researching options for tours in Canada, try to find an eco-friendly tour operator.
Canada is also known for its incredible wildlife. You may encounter wolf, woodland caribou, and reindeer, among other wildlife in its untrampled forests. They can be a magical sight, but it’s important to come armed with tips to prepare you for a safe getaway in the wilderness— and respect wildlife and its natural habitat. You’ll want to make sure to keep your camera batteries charged and also may want to read our tips on how to photograph wildlife in an ethical way.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Standard Plan: $2,500
- Explorer Plan: $10,000
- Epic Plan: $15,000
- Annual Plan: $5,000
Trip Protection
- Unexpectedly hospitalized?
- Travel companion unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Standard Plan: $125,500
- Explorer Plan: $150,000
- Epic Plan: $250,000
- Annual Plan: $100,000
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
We'll provide assistance to get you to the hospital or home quickly.
- Standard Plan: $400,000
- Explorer Plan: $500,000
- Epic Plan: $700,000
- Annual Plan: $100,000
Emergency Evacuation
- Hurt abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Standard Plan: $1,000
- Explorer Plan: $2,000
- Epic Plan: $3,000
- Annual Plan: $2,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
The amounts listed represent the maximum benefit amount.
Protect your health
- 24/7 Emergency Assistance Help Line
- Emergency Medical & Dental Expenses
- Emergency Evacuations
- Bedside Companion Travel
- Emergency Medications
Protect Your Trip
- Trip Cancellation
- Optional Cancel for Any Reason (Explorer or Epic)
- Trip Delay & Trip Interruption
- Missed Connection (Explorer or Epic)
- Rental Car Damage (Explorer, Epic or Annual)
Protect Your Stuff
- Baggage Delay
- Passport and Visa Loss
- Lost or Stolen Bags
- Personal Tech, Equipment & Gear
- Baggage Return After Evacuation
Non-Insurance Services
- Medical & Non-Medical 24/7 Emergency Assistance Line
- Translators Available
- Runway Health
- FootprintID
- Blue Ribbon Bags
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada
Before your trip, check the latest government advice for any travel alerts for your destination.