Travel insurance for Italy
From hiking the Dolomites to exploring medieval cities, here’s how World Nomads travel insurance can help Americans traveling to Italy.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
- Do I need travel insurance for Italy?
- Travel insurance for activities in Italy
- Travel insurance for medical emergencies in Italy
- Travel insurance for lost bags in Italy
- Travel insurance for stolen items in Italy
- Travel insurance for canceled, interrupted, or delayed trips to Italy
- Tips for traveling to Italy from the United States
There are more hidden gems in Italy than there are varieties of pasta. Whatever your adventure, we’re here to help.
Rome’s Colosseum is a popular spot for American travelers, but we encourage you to check out some of the other great sites in Italy as well. You could sample an after-dinner limoncello while watching an Amalfi sunset, wander through medieval towns in Abruzzo, visit Lecce, which has been called the “Florence of the South.”
While a trip to Italy is an amazing experience, there are some things to be aware of. We encourage you to check out our tips for visiting Italy before leaving the United States so you can be prepared. Some of our tips include dealing with currency conversions and train travel. However, our biggest tip? Consider World Nomads travel insurance*!
Do I need travel insurance for Italy?
International travel can bring all kinds of unexpected surprises. Some of those are great – like accidentally discovering a quiet restaurant that has the best pizza you’ve ever eaten.
Some surprises that come along with overseas travel are not that great, such as unexpected flight delays and lost bags. A good travel insurance plan for Italy could help with these situations. It could also help you get the emergency medical care you need if you get injured participating in any of the adventures and activities you’ll find in Italy.
Travel insurance for activities in Italy
There are so many things to see and do in Italy. Your Italian adventure may include hiking Sila National Park in Calabria, skiing the Dolomites, or taking a swim along the coastline of Sardinia. World Nomads covers more than 250 activities for Americans traveling to Italy.
Before you get a quote for your travel insurance for Italy, have a rough idea of your activities and adventures. Not everything is covered under each plan so it’s best to know your travel plan ahead of time to ensure you get the best insurance for your vacation. You can choose between four plans to cover your vacation.
Sailing around Sardinia will be covered by all plans, for example. However, if you plan to tackle some of the via ferrata – protected rock-climbing routes – in the Dolomites, you’ll need to upgrade to the Explorer or the Epic Plan.
Travel insurance for medical emergencies in Italy
If you get sick or injured on your trip, travel insurance for Italy can help cover expenses. Whether you need to see a doctor for something minor or have a more serious injury, such as a hiking accident in the Dolomites that requires medical evacuation or a hospital stay, travel insurance may help reimburse expenses.
In some rural areas, you may find limited services available or find that your medical team does not speak English. If you have a medical emergency when traveling to Italy, you can call the 24/7 emergency assistance team and they may help refer you to a place that offers the level of care that you need. They can also help communicate with your Italian medical team if language is a barrier.
If you have an emergency and need to make a claim, you’ll need to call and report your emergency as soon as it happens, or as soon as you are able. You must contact us prior to seeking medical attention or if your medical condition prevents you from calling, call us as soon as reasonably possible. Also remember to save all paperwork and receipts.
To streamline your experience seeking medical treatment in Italy, we recommend signing up for FootprintID before your trip. This non-insurance service is a portable personal health record where your documents, prescriptions, test results, and emergency contacts are accessible in one place anywhere in the world. Whether you need to refill a prescription or deal with a more serious injury, FootprintID expedites the process.
Travel insurance for lost bags in Italy
What happens if you made it to Italy, but your bags didn’t? Delayed baggage can be a big inconvenience on a trip, whether you’re waiting for your hiking gear for your mountain adventure or your favorite sundress for wine tasting in Tuscany. If the airline loses your bag for at least 12 hours, your travel insurance for Italy may reimburse you for a change of clothes or toiletries until you and your bag are reunited. If that reunion never happens, you may be reimbursed for your lost bags and belongings.
The first step is to contact the airline to try and track down your bag. The second step is to contact Blue Ribbon Bags, which all plans include. Blue Ribbon Bags is a non-insurance service that will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call Blue Ribbon Bags.
Italy is known for its luxury shopping, and we know it can be tempting to carry your souvenirs back home to the United States in your new Dolce & Gabbana backpack. While baggage coverage is included, just know there are plan limits. You may want to take your high dollar bag with you as a carry on instead of checking it. If you have any questions, contact us and we can help explain what is covered.
Travel insurance for stolen items in Italy
Pickpocketing is something to watch out for when you travel to Italy – especially in crowded tourist areas like Rome, Florence, and Venice and on public transportation such as metros. These areas tend to be even more crowded during the summer, so you’ll want to be extra cautious during those times.
One nomad had her iPhone stolen when on the train in Milan. We are happy that the World Nomads travel insurance plan she purchased for her Italian adventure covered the loss of her phone but it’s also an inconvenience no one wants to have on vacation.
Review our tips for avoiding pickpocketing in Italy before your trip, and always be aware of your surroundings. If anything does happen, make sure you contact the police and file a report. Need assistance? World Nomads travel insurance plans include worldwide emergency medical assistance, emergency travel assistance, and security assistance. The Assistance Service Teams are here for you during your Italy adventure.
Travel insurance for canceled, interrupted, or delayed trips to Italy
If you have travel insurance for Italy, and something unexpected happens that cancels, delays, or interrupts your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses. Remember that travel insurance does not cover everything.
If you get sick before leaving the U.S. and your doctor tells you not to travel to Italy at that time, you could be forced to cancel your trip. Your World Nomads travel insurance plan for Italy may help you recover some of the costs.
It’s possible for natural disasters to affect your trip. Mount Etna is in Sicily and is Europe’s most active volcano. An eruption could cause flight problems that prevent you from getting to your destination as planned, and your trip may be interrupted. You could also face flooding in Venice in the fall or winter. During those times, some businesses may close, and you may not be able to participate in all your planned activities. Travel insurance for Italy may help reimburse you for non-refundable, pre-paid accommodation and activities under covered reasons for cancelation.
The Explorer and Epic Plan also covers various travel inconveniences you may encounter on your Italy vacation if you purchased during the time sensitive period. For example, if you planned a winter ski vacation to the Italian Alps, but at the resort’s facilities close for at least a day due to a lack of snow, you may also get some reimbursement. Or if your rental car broke down on a road trip through Abruzzo and you arrived more than 12 hours late at your destination, you may also be eligible for compensation.
Tips for traveling to Italy from the United States
Before you leave the US, we encourage you to check out the US government’s travel advisories for Italy. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for Italy, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Italy is one of the top European destinations visited by Americans. Whether you go for the delicious food, the architecture, or the outdoor adventure, you’ll love all the experiences Italy has to offer. Overall, Italy is a safe place to travel and is welcoming to Americans. Want to learn more? Check out the section of our destination guides for Italy. And learn a few Italian phrases to help you get by!
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Standard Plan: $2,500
- Explorer Plan: $10,000
- Epic Plan: $15,000
- Annual Plan: $5,000
Trip Protection
- Unexpectedly hospitalized?
- Travel companion unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Standard Plan: $125,500
- Explorer Plan: $150,000
- Epic Plan: $250,000
- Annual Plan: $100,000
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
We'll provide assistance to get you to the hospital or home quickly.
- Standard Plan: $400,000
- Explorer Plan: $500,000
- Epic Plan: $700,000
- Annual Plan: $100,000
Emergency Evacuation
- Hurt abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Standard Plan: $1,000
- Explorer Plan: $2,000
- Epic Plan: $3,000
- Annual Plan: $2,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
The amounts listed represent the maximum benefit amount.
Protect your health
- 24/7 Emergency Assistance Help Line
- Emergency Medical & Dental Expenses
- Emergency Evacuations
- Bedside Companion Travel
- Emergency Medications
Protect Your Trip
- Trip Cancellation
- Optional Cancel for Any Reason (Explorer or Epic)
- Trip Delay & Trip Interruption
- Missed Connection (Explorer or Epic)
- Rental Car Damage (Explorer, Epic or Annual)
Protect Your Stuff
- Baggage Delay
- Passport and Visa Loss
- Lost or Stolen Bags
- Personal Tech, Equipment & Gear
- Baggage Return After Evacuation
Non-Insurance Services
- Medical & Non-Medical 24/7 Emergency Assistance Line
- Translators Available
- Runway Health
- FootprintID
- Blue Ribbon Bags
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada
Before your trip, check the latest government advice for any travel alerts for your destination.