Travel Insurance Coverage for Accidents Abroad
Stay protected with emergency medical and evacuation coverage in case of an accident during your travels.
- As featured in:
As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
- What is covered if I have a travel accident?
- Emergency medical expenses and evacuation
- Accidental death and dismemberment
- What’s not covered if I have a travel accident?
Accidents have a way of catching you off guard. You could be skiing in the Alps when you fracture your wrist or hiking on a remote trail when you sprain your ankle. Rather than going into panic mode or descending into downright despair, it’s a good time to turn to your travel insurance. Your World Nomads plan can provide coverage if you have an accident during your travels, including medical treatment, hospital stays, ambulance rides, and more.
What is covered if I have a travel accident?
When you get injured while traveling, World Nomads may be able to cover you under different benefits in your plan.
Emergency medical expenses and evacuation
Suffered an injury? Got into a traffic accident? In a medical emergency – big or small – accident and sickness medical expense and medical evacuation benefits can help get you reimbursed for:
- Hospital stays.
- Out-patient surgery and treatment.
- Visits to medical practitioners.
- Prescription medications, as ordered by a physician as medically necessary for treatment.
- Medical evacuation, including air ambulance.
Accidents tend to happen abruptly without warning, so keep our contact numbers handy. If the worst happens, you can get assistance quickly. The 24/7 Emergency Assistance Team can help you out with a range of things, including:
- Emergency evacuation.
- Repatriation of remains.
- Emergency transportation after you’ve been stabilized.
- The return of dependent children back to your home.
- Medical and dental provider referrals.
- Transfer of medical records.
- Medical monitoring.
For some of these services, such as evacuation, you’ll need to get pre-authorization from the 24/7 Emergency Assistance team; it’s always a good idea to ask us about our vetted network of providers and verify your coverage. We want you to get the best health outcome while maximizing your travel insurance benefits.
Accidental death and dismemberment
If you get seriously hurt during your trip– and lose your sight, a limb, or even your life – you (or a designated beneficiary) can get compensated for the loss, up to the maximum benefit amount specified in your plan.
The loss must have occurred within 365 days of the accident to receive benefits.
What’s not covered if I have a travel accident?
- Any accidents that happened when you were under the influence of drugs or alcohol.
- Injuries not confirmed by a physician.
- Accidents resulting from participating in a sport or activity that the policy does not cover.
- Taking unnecessary risks.
- Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer plan during the time-sensitive period were medically able to travel at the time of purchase.
- Search and rescue missions.
- Any claims that lack the proper documentation.
- Evacuation and emergency transportation not authorized by 24/7 Emergency Assistance Team.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Standard Plan: $2,500
- Explorer Plan: $10,000
- Epic Plan: $15,000
- Annual Plan: $5,000
Trip Protection
- Work emeregency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Standard Plan: $125,500
- Explorer Plan: $150,000
- Epic Plan: $250,000
- Annual Plan: $100,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
We'll provide assistance to get you to the hospital or home quickly.
- Standard Plan: $400,000
- Explorer Plan: $500,000
- Epic Plan: $700,000
- Annual Plan: $100,000
Emergency Evacuation
- Need a hospital?
- Ambulance transfers
- Medevac flights
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Standard Plan: $1,000
- Explorer Plan: $2,000
- Epic Plan: $3,000
- Annual Plan: $2,000
Protect your gear
- Stolen I.D.s
- Damaged luggage
- Checked-in sports equipment
Help starts here.
The amounts listed represent the maximum benefit amount.
Protect your health
- 24/7 Emergency Assistance Help Line
- Emergency Medical & Dental Expenses
- Emergency Evacuations
- Bedside Companion Travel
- Emergency Medications
Protect Your Trip
- Trip Cancellation
- Optional Cancel for Any Reason (Explorer or Epic)
- Trip Delay & Trip Interruption
- Missed Connection (Explorer or Epic)
- Rental Car Damage (Explorer, Epic or Annual)
Protect Your Stuff
- Baggage Delay
- Passport and Visa Loss
- Lost or Stolen Bags
- Personal Tech, Equipment & Gear
- Baggage Return After Evacuation
Non-Insurance Services
- Medical & Non-Medical 24/7 Emergency Assistance Line
- Translators Available
- Runway Health
- FootprintID
- Blue Ribbon Bags
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada
Before your trip, check the latest government advice for any travel alerts for your destination.