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What's covered for US Residents

World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials.

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Understand the key parts of World Nomads travel insurance

Non-Insurance Services Included in Your Plan

Learn about the non-insurance services included alongside travel insurance for US residents.

Travel Insurance and Time Sensitive Periods

Learn how you can unlock exclusive additional benefits by purchasing travel insurance within 7 days of your first trip deposit.

Travel Insurance Plan Comparison

Compare our Standard, Explorer, Epic, and Annual Plans to find the most suitable travel insurance coverage for your next trip.

Travel Inconvenience Benefits

Learn how travel insurance may help US residents with unexpected travel inconveniences.

‘Cancel for Any Reason’ Travel Insurance

Learn how the ‘Cancel for any reason’ benefit can help protect Americans against the unexpected.

Travel Insurance That Includes Rental Car Damage Protection

Renting a car? Your travel insurance plan may help protect you.

Pre-Trip Travel Medicine and Support

A non-insurance service included in your plan designed to protect your health.

Travel Insurance Coverage for Missed Connections

Travel insurance may help US residents with missed connections for group tours, cruises, and more.

Trip Exchange Benefits Included in Your Travel Insurance

Learn how US residents could be covered for unexpected date changes for group tours and cruises.

Annual Travel Insurance

If you have multiple trips planned this year, an annual travel insurance plan could cover them all. Get a quote and learn about coverage.

Travel Insurance for Trip Interruption

Learn how trip interruption cover can help if an unexpected illness or injury ruins your plans.

Travel Insurance for Adventure Sports and Activities

What’s covered by travel insurance for adventure sports.

Travel Insurance for Natural Disasters

Find out how natural disasters may be covered by travel insurance.

Travel Insurance for Trip Delays

Learn what's covered by travel insurance for the unfortunate event of a trip delay.

Travel Insurance Cover for COVID-19

Find out what's covered if COVID-19 affects your travel plans.

What Does Domestic Travel Insurance Cover?

Purchasing travel insurance for a trip not far from home can have a number of benefits.

Travel Insurance for Digital Nomads

Learn how your tech could be covered while you're working or traveling overseas.

Travel Insurance for Stolen or Lost Credit Cards

When your cards get stolen or lost and you need a replacement.

Travel Insurance for Assault

Get the medical treatment you need in the unfortunate event you've been attacked.

Travel Insurance for Overseas Accidents

What's covered by travel insurance when your adventure turns into misadventure.

Travel Insurance for the Schengen Area

Get the travel insurance you need for travel to the Schengen area.

Travel Insurance for Pregnancy

Learn what is and isn't covered by travel insurance if you're pregnant.

Travel Insurance for Dental Emergencies

Learn how travel insurance may cover emergency dental treatment expenses abroad.

Does Travel Insurance Cover Terrorism?

Find out how we could help if you're caught up in a terror attack.

Travel Insurance for Emergency Evacuation and Repatriation

Travel insurance could cover transport if you have a medical emergency on your trip and need to be evacuated or repatriated.

Travel Insurance for Death Overseas

Learn how travel insurance could help your family if you die overseas.

Travel Insurance for Delayed Baggage

Learn how travel insurance could help if your luggage misses your flight.

Travel Insurance for Trip Cancellation

Learn what's covered if you have booked and paid for your trip and unexpectedly need to cancel.

Travel Insurance for Stolen or Damaged Baggage

If your gear has been stolen or damaged, here's how we can help.

Travel Insurance for Overseas Medical

If you get sick or injured overseas, learn how you may be covered for emergency medical treatment overseas.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

Standard Plan: $2,500
Explorer Plan: $10,000
Epic Plan: $15,000
Annual Plan: $5,000

Trip Protection

Get sick or injured before your trip?
Natural disaster or terrorist attack where you’re going?
Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

Standard Plan: $125,500
Explorer Plan: $150,000
Epic Plan: $250,000
Annual Plan: $100,000

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

Standard Plan: $400,000
Explorer Plan: $500,000
Epic Plan: $700,000
Annual Plan: $100,000

Emergency Evacuation

Banged up abroad?
Need to get to hospital urgently?
Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

Standard Plan: $1,000
Explorer Plan: $2,000
Epic Plan: $3,000
Annual Plan: $2,000

Protect your gear

Camera gone?
Laptop lost?
Sports gear stolen?

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

24/7 Emergency Assistance Help Line
Emergency Medical & Dental Expenses
Emergency Evacuations
Bedside Companion Travel
Emergency Medications

Protect Your Trip

Trip Cancellation
Optional Cancel for Any Reason (Explorer or Epic)
Trip Delay & Trip Interruption
Missed Connection (Explorer or Epic)
Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

Baggage Delay
Passport and Visa Loss
Lost or Stolen Bags
Personal Tech, Equipment & Gear
Baggage Return After Evacuation

Non-Insurance Services

Medical & Non-Medical 24/7 Emergency Assistance Line
Translators Available
Runway Health
FootprintID
Blue Ribbon Bags

This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200 activities you love + more

Snow 42 activities

Water 56 activities

Air 31 activities

Land 80 activities

Sports 80 activities

Experience 11 activities

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow Activities
- Included for all Plans
  Dog sledding Ice climbing (up to 9,842 feet/3,000 meters) Ice Skating Skiing (cross country/nordic skiing on marked trails) Skiing (on piste or off piste within resort boundaries) Snowmobiling Snowboarding Snowshoeing Tobogganing
- Included for Explorer Plans
  Bobsled (in snow) Heli-skiing / boarding Ice climbing (up to 21,325 feet/6,500 meters) Ski instructor or guide (paid or volunteer) Skiing (acrobatics, free-style, jumping, flying, stunting) Skiing (backcountry/outside of resort boundary/alpine ski touring) Skiing (terrain park within resort) Snowboarding (acrobatics, free-style, jumping, flying, stunting) Snowboarding (racing) Snowboarding (terrain park within resort)
- Included for Epic Plan
  Glacier walking (up to 26,247 feet/8,000 meters) Ice climbing (up to 26,247 feet/8,000 meters)

Water Activities
- Included for All Plans
  Fishing (deep sea, inland, ice fishing) Hydrofoiling Jet skiing Kite boarding (on land or water) Paddle boarding Scuba diving (to 165 feet/50 meters) Snorkeling Water skiing White water kayaking White water rafting
- Included for Explorer Plan
  Cave diving (to 165 feet/50 meters) Cavern diving (to 165 feet/50 meters) Diving Free diving (to 60 meters) Lifeguarding Shark cage diving (to 165 feet/50 meters)
- Included for Epic Plan
  Cave diving (to 196 feet/60 meters) Cavern diving (to 196 feet/60 meters) Cliff diving Deep water soloing Scuba diving (Cave or cavern diving to 196 feet/60 meters) Scuba diving (commercial to 165 feet/50 meters)

Air Activities
- Included for All Plans
  Acrobatics (gymnastics or trapeze) Aerial safari Bungee/Bungy jumping Flying (as a passenger in a glider or ultralight) Gliding Indoor skydiving Microflight Parascending (over land) Parasailing Zip line
- Included for Explorer Plan
  Fly by wire Hang gliding Hot air ballooning Parachuting Paragliding Parapenting Skydiving Stunt flying Tandem skydiving Trapeze
- Included for Epic Plan
  Aviation Flying (as a pilot or crew of any aircraft) Jet pack

Land Activities
- Included for All Plans
  ATVs Backpacking BMX (on road / off road / on track / cross country) Camping (up to 19,685 feet/6,000 meters) Hiking or tramping (up to 19,685 feet/6,000 meters) Mountain biking Rock climbing (outdoor up to 9,842 feet/3,000 meters) Safari tours Scooter riding Unicycling
- Included for Explorer Plan
  Bouldering or soloing (up to 21,325 feet/6,500 meters) Camping (up to 21,325 feet/6,500 meters) Cliff jumping Horse riding (rodeo) Mountaineering, high altitude climbing or expeditions (up to 21,325 feet/6,500 meters) Rickshaw Run Running of the bulls (with the bulls) Spelunking (caving) Tough Mudder Via ferrata
- Included for Epic Plan
  Abseiling (indoor or outdoor up to 26,247 feet/8,000 meters) Deepelling (up to 26,247 feet/8,000 meters) Bouldering or soloing (up to 26,247 feet/8,000 meters) Camping (up to 26,247 feet/8,000 meters) Caving/spelunking/potholing Free soloing Hiking or tramping (up to 26,247 feet/8,000 meters) Mountaineering, high altitude climbing or expeditions (up to 26,247 feet/8,000 meters) Rock climbing (outdoor up to 26,247 feet/8,000 meters) Scrambling (up to 26,247 feet/8,000 meters)

Sports Activities
- Included for All Plans
  American football (Gridiron) Boxing (gym or outdoor training) Equestrian activities Football (soccer) Golf Martial arts (Judo, karate) Running / walking (less than ultra distance) Skateboarding (ramp, half pipe, skate park, street) Tennis Volleyball
- Included for Explorer Plan
  Martial arts (cage fighting, mixed martial arts, kick boxing, Muay Thai) Triathlon (ultra-distance or more) War games (military simulation)
- Included for Epic Plan
  Motocross Motor racing (driver or passenger in a motor sport show, race, competition or rally)

Experience Activities
- Included for All Plans
  Au Pair / Nanny (paid or volunteer childcare) Dance (ballet, ballroom, capoeira, salsa, interpretive dance) Environmental or conservation work (paid or volunteer manual work) Hospitality, bar work (paid or volunteer manual work) Live Action Role Play (LARP) Theme parks / fairgrounds Volunteering (childcare, teaching, environmental, wildlife or animal care, WWOOF) Wildlife and animal care (paid or volunteer manual work) Yoga (class, alone/home practice) Zorbing
- Included for Explorer Plan
  Medical and health care paid or volunteer work (health education, medical services, medical practitioner)

Blue activities are included in All Plans. Orange and blue activities are included in the Explorer Plan. Orange, blue and purple activities included in the Epic Plan.

INFORMATION YOU NEED TO KNOW

This advertisement contains highlights of the plans developed by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al and non-insurance Travel Assistance Services provided by Generali Global Assistance, FootprintlD®, Blue Ribbon Bags, and Runway Health. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate, a Generali Global Assistance & Insurance Services brand; we are licensed in all states; P.O. Box 527, Hazelwood, MO 63042; 1-844-207-1930; assistancefees@tripmate.com. While Trip Mate markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Trip Mate and Trip Mate does not receive compensation from USF for providing the non-insurance components of the plans.