Travel Insurance for Assault
Get the medical treatment you need after being attacked.
- As featured in:
As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Physical or sexual assault isn’t something you want to think about on your trip, but the unfortunate truth is that these attacks can happen to travelers. If you are the victim of a crime, we are here to help you.
- Does World Nomads travel insurance cover assault?
- Can I cancel my trip if I’ve been assaulted?
- What's not covered by travel insurance?
- Tips to avoid assault while traveling
While some destinations have higher incidents than others, no destination is immune. To add complexity to already horrific circumstances, the laws and customs of countries can vary greatly. It’s critical to know what to do after an attack and who to call to get immediate help.
Does World Nomads travel insurance cover assault?
If you’ve been assaulted overseas, our Single trip and annual travel insurance plans for US residents have benefits that may cover medical expenses that are needed to get you on the road to recovery. The medical benefits under your plan may help to reimburse things like:
- Hospitalization
- Day surgery and out-patient treatment
- Visits to registered medical practitioners
- Prescribed medicines
- Ambulances
- Extra expenses to get you home, if medically necessary as determined by your attending physician and with the approval of the 24/7 Emergency Assistance Team.
If you’re injured or hospitalized as a result of an assault, you, your travel companion, a close friend or relative should contact the 24/7 Emergency Assistance Team as soon as possible. Our Emergency Assistance Teams have experience understanding and liaising with medical providers on the ground, so that you can get the care you need, when you need it.
If you have been the victim of a sexual assault, be sure to seek medical attention as soon as possible. You may want to consider emergency contraception, antiretrovirals and emergency blood tests.
If you are in a country where you think you could be in danger if you report the assault to the police, contact our Emergency Assistance team for advice. They will be able to help you navigate these difficult times.
Can I cancel my trip if I’ve been assaulted?
World Nomads offers trip cancellation and trip delay coverage for US residents in the event you or your traveling companion are the victim of a felonious assault prior to leaving for your trip.
Remember, you must purchase your plan before an event happens that would cause you to cancel your trip.
Be sure to get both police and doctor or hospital reports before you make a claim, and reach out to our customer service team if you have any questions.
What's not covered by travel insurance?
Travel insurance is designed for when things unexpectedly happen to you. If you pick a fight and end up coming out worse for wear, we're going to take that into account and may decide you won't be covered because you may have committed a criminal act. All plans have limitations, conditions and exclusions, which are explained in the plan’s wording.
Tips to avoid assault while traveling
There are many steps you can take to increase your chances of avoiding assault.
- Travel with a buddy.
- Take extra precautions when traveling at night.
- Share your plans with a friend or loved one, especially if going to an unfamiliar area.
- Heed local advice about safe and unsafe neighborhoods.
- Never leave food or drink unattended. If you fear your food or drink may have been spiked, immediately call emergency services, or tell someone who can help, including a friend, bartender or bouncer.
- Trust your gut. If something feels off, extract yourself from the situation as quickly and politely as possible.
For more advice, check out our Travel Safety section, which includes safety tips for women by country and safety tips for LGBTQ+ travelers. The Rape, Abuse and Incest National Network also provides safety tips for travelers. If you have any questions about what is and is not covered by World Nomads travel insurance plans, please reach out.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.What do I do if I’m assaulted overseas?
It’s essential that you get in contact with the Emergency Assistance team as soon as possible so that they can assess the situation according to location and local laws, and then triage accordingly.
So that the Emergency Assistance team can assist you quickly, please be ready with the following:
- Your plan number
- A contact number
- The nature of your problem
- Your location
Assaulted in Paris.
On the first night of my trip to Paris, I was waiting at a bus stop to get to the place where I was staying when I was pulled into a car and sexually assaulted. After a struggle, I was able to get out of the car and run to the nearest area with foot-traffic. I immediately went to the nearest hospital emergency room at Hopital Hotel-Dieu where emergency blood tests were done to determine possible transmission of sexually transmitted disease, as well as given Hepatitis B shot, a NorLevo pill to prevent pregnancy, and an emergency prescription of antiretroviral medication for the exposure to HIV/AIDS.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Standard Plan: $2,500
- Explorer Plan: $10,000
- Epic Plan: $15,000
- Annual Plan: $5,000
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Standard Plan: $125,500
- Explorer Plan: $150,000
- Epic Plan: $250,000
- Annual Plan: $100,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
We'll provide assistance to get you to the hospital or home quickly.
- Standard Plan: $400,000
- Explorer Plan: $500,000
- Epic Plan: $700,000
- Annual Plan: $100,000
Emergency Evacuation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Standard Plan: $1,000
- Explorer Plan: $2,000
- Epic Plan: $3,000
- Annual Plan: $2,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
The amounts listed represent the maximum benefit amount.
Protect your health
- 24/7 Emergency Assistance Help Line
- Emergency Medical & Dental Expenses
- Emergency Evacuations
- Bedside Companion Travel
- Emergency Medications
Protect Your Trip
- Trip Cancellation
- Optional Cancel for Any Reason (Explorer or Epic)
- Trip Delay & Trip Interruption
- Missed Connection (Explorer or Epic)
- Rental Car Damage (Explorer, Epic or Annual)
Protect Your Stuff
- Baggage Delay
- Passport and Visa Loss
- Lost or Stolen Bags
- Personal Tech, Equipment & Gear
- Baggage Return After Evacuation
Non-Insurance Services
- Medical & Non-Medical 24/7 Emergency Assistance Line
- Translators Available
- Runway Health
- FootprintID
- Blue Ribbon Bags
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada
FAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
Do I call the police if I've been assaulted?
Local laws may require you to contact the local authorities before calling other assistance. However, you should contact our emergency team as well, so they can assess the situation and help guide you.
-
I'm a solo female traveler. Can I request female doctors if something happens to me?
You can ask and we'll see what we can do.
-
What happens if I'm injured and need life support?
That’s a really bad way to end your holiday, and we hope you never end on life support. But if you do, we will look at the best possible solution to either get you home, or get your family over there to say goodbye.
-
Can my mom come and get me?
If you need a medical escort, we will send you home with a nurse or doctor. Family members aren't usually allowed to be medical escorts, but it depends on your situation.
Before your trip, check the latest government advice for any travel alerts for your destination.