Is There A Waiting Period For My Travel Insurance Plan?

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.    

Your single-trip travel insurance* plan takes effect at 12:01am the day after you made the purchase and we’ve received the payment. 

The Annual Plan one-year period becomes effective on your elected plan start date, or on a future start date you selected at the time of purchase, and we received the required plan cost. The plan will end at 11:59 p.m. on the 364th day, or 365th day for leap year, from your Annual Plan Start Date. 

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Your travel protection plan is serviced by our partner Trip Mate, a Generali Global Assistance & Insurance Services brand, who administers both customer service and claims for our U.S. customers. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.


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