How Benefits and Plans May Differ by US State

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below. 

World Nomads travel insurance* may cover you for a wide range of reasons if something unexpectedly goes wrong on your trip. Although most of our benefits are available to all US residents, there are certain exceptions, limitations and maximum benefit amounts depending on the state you live in: 

Missouri

  • Annual Travel Plan unavailable 
  • Trip Exchange unavailable 

Montana: 

  • Annual Travel Plan unavailable 
  • Trip Exchange unavailable 
  • Travel Inconvenience unavailable 
  • Political, Security and Natural Disaster Evacuation unavailable
  • Additional Baggage Evacuation unavailable

New York: 

  • Annual Travel Plan unavailable 
  • Trip Exchange unavailable 
  • Travel Inconvenience unavailable 
  • Optional Cancel for any Reason unavailable 
  • Political, Security and Natural Disaster Evacuation unavailable
  • Additional Baggage Evacuation unavailable

Washington State: 

  • Annual Travel Plan unavailable 
  • Car Rental Damage unavailable 
  • Pet Kennel unavailable 
  • Trip Exchange unavailable 
  • Travel Inconvenience unavailable 
  • Political, Security and Natural Disaster Evacuation unavailable 
  • Additional Baggage Evacuation unavailable 
  • Accident and Sickness Medical Expenses are limited to a maximum benefit amount of $25,000 per person for all plans 
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans. 

Related Articles

View more

Can't find the answer you are looking for?

Contact us

Our contact details

We’re here to help if you have a question about travel insurance. We’re available:

  • 24 hours a day, 7 days a week

Contact us

Phone

Within the USA & Canada toll free:
1-844-207-1930

From anywhere in the world, direct / collect:
+1-816-905-3963