For information relating to plans purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Am I covered by travel insurance if my bags are delayed?
Yes, World Nomads travel insurance* offers cover for delayed baggage and luggage for outward-bound journeys. If your checked-in bags are delayed by 12 hours or more from your scheduled arrival time, you may be able to claim reasonable expenses for essential items such as clothing or toiletries.
How much can you claim?
Maximum benefit amounts will vary depending on which plan you buy and have per-day and total maximum benefit amounts.
What to do if your baggage is delayed:
- Obtain an original Property Irregularity Report (PIR) or similar official statement from your carrier stating that your baggage did not arrive at the scheduled time and date (and, later, another statement indicating the date and time it actually arrived).
- Keep all your receipts for the necessities you buy.
- Log into your World Nomads account and make a claim online within 20 days of the delay. Be sure to send in your supporting documentation within 90 days.
Don’t forget, all Worlds Nomads plan holders can access our non-insurance service Blue Ribbon Bags, which finds and expedites the return of lost or delayed airline luggage so you can get on with your travels. The service covers every flight on every airline anywhere in the world, and you’ll be updated every step of the way. Simply report your lost bags after alerting the airline and Blue Ribbon Bags will take it from there to track them down. Just make sure you have the file reference or record locator number and Property Irregularity Report from the airline on hand when you call Blue Ribbon Bags.
What’s not covered
Things we don’t cover include, but are not limited to:
- The purchase of essential items if your bags are delayed on the way home unless you're in a connecting city;
- Eyeglasses, sunglasses or contact lenses;
- Keys, cash, credit cards, stamps, securities and documents;
- Professional or occupational equipment or property
- Sporting equipment if loss or damage results from the use of them.
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+1-816-905-3963
Before your trip, check the latest government advice for any travel alerts for your destination.